[{"data":1,"prerenderedAt":3320},["ShallowReactive",2],{"comparison-girokonto-studenten":3},{"directusData":4,"page":2829,"uri":3318,"type":3319},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":16,"show_layout_toggle":15,"default_parameters":17,"default_filter_parameters":30,"items_filter":30,"custom_table_columns":31,"table_sort":204,"disclaimer":207,"selected_alt_product_name":30,"parent_awards":208,"award_highlight":209,"tags":30,"award_1_label":210,"award_2_label":211,"award_3_label":212,"award_4_label":213,"comparison":214,"user_created":383,"award_1_item":389,"award_2_item":394,"award_3_item":405,"award_4_item":410,"items":420,"table_columns":2771,"product_selection_title":220},84,"studenten","Girokonto für Studenten","\u003Ch2>Beste Studentenkonten (07\u002F2026)\u003C\u002Fh2>\n\u003Cp>Das Studium ist da und nun suchst du nach dem passenden Girokonto, das dich während dieser Zeit begleitet? Sowohl spezielle Konten für Studenten als auch normale Girokonten stehen dir zur Auswahl. Nutze unseren Girokonto-Vergleich für Studenten und schau dir an, welche Bank die besten Konditionen für Studentenkonten liefert.\u003C\u002Fp>","2026-07-01T09:12:44.809Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","1.193","users",false,true,[18,22,26],{"title":19,"key":20,"value":21},"Geldeingang p.M.","monthlyDeposit","1000",{"title":23,"key":24,"value":25},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":27,"key":28,"value":29},"Abhebungen p.M.","monthlyWithdrawalCount","4",null,[32,35,39,43,48,53,58,63,66,73,78,82,87,92,99,103,106,109,112,116,119,122,125,129,132,135,141,144,147,150,155,159,164,169,174,179,182,186,190,194,197,201],{"key":33,"type":33,"active":16,"label":34,"filterable":15},"provider","Anbieter",{"key":36,"type":37,"active":16,"label":38,"filterable":15},"label","product","Konto",{"key":40,"type":41,"active":16,"label":42,"custom_cta":30,"custom_cta_no_affiliate":30},"url","cta","Angebot",{"label":44,"key":45,"type":46,"active":16,"description":47},"Gesamtkosten","total_costs","text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"label":49,"key":50,"active":16,"type":51,"description":52},"Studentenkonto-Test","student_rating","rating","\u003Cdiv class=\"tippy-content\" data-state=\"visible\">\n\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSNA1NJHYGEm7vZkrMQoEsoKvWJt8Dq1Q_oG8dfMgBOZIN8J1sbvRMR9gGXb_ULb2HErg2hz0AVU-pu\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>\n\u003C\u002Fdiv>",{"key":51,"type":51,"active":15,"description":54,"label":55,"options":56,"sort_options":57,"sortable":15},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSNA1NJHYGEm7vZkrMQoEsoKvWJt8Dq1Q_oG8dfMgBOZIN8J1sbvRMR9gGXb_ULb2HErg2hz0AVU-pu\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fspan>\u003C\u002Fp>","Girokonto-Test",[],[],{"label":59,"key":60,"type":61,"active":16,"mobile_rank":62},"Kostenlos für Studenten","is_free_for_students","check",1,{"key":64,"type":46,"active":16,"label":65,"mobile_rank":30},"account_maintenance_fee","Kontoführungsgebühr (p.M.)",{"key":67,"type":68,"active":16,"label":69,"options":70,"mobile_rank":72},"girocard","image","Girocard",[71],"icons-filled",3,{"key":74,"type":68,"active":16,"label":75,"options":76,"mobile_rank":77},"debitcard","Debitkarte",[71],4,{"key":79,"type":68,"active":16,"label":80,"options":81,"mobile_rank":30},"creditcard","Kreditkarte",[71],{"key":83,"type":68,"active":16,"label":84,"options":85},"contactless_payment_services","Mobile Bezahldienste",[86],"disable-tooltip",{"key":88,"type":61,"active":16,"label":89,"description":90,"options":91},"deposit_money","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[71],{"key":93,"type":94,"active":16,"value":30,"field":95,"label":96,"description":97,"mobile_rank":98},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit den kostenlos enthaltenen Bankkarten nutzen kann. Falls weder die Girocard noch die Debit- oder Kreditkarte kostenlos ist, wird davon die günstigste Karte gewählt.\u003C\u002Fspan>\u003C\u002Fp>",2,{"key":100,"type":46,"active":16,"label":101,"description":102},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen p.M.","\u003Cp>Bei manchen Konten gibt es einen Mindestbetrag, den man pro Vorgang abheben muss. Wenn dieser Betrag größer als 50€ ist, zeigen wir diesen per Tooltip an. Beachte zudem, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat. Achte daher darauf, ob der Geldautomat zusätzliche Gebühren auf dem Display anzeigt.\u003C\u002Fp>",{"label":104,"key":105,"type":61,"active":15},"Bargeld im Handel","cash_in_retail",{"key":107,"type":46,"active":16,"label":108},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":110,"type":46,"active":15,"label":111},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":113,"type":46,"active":16,"label":114,"description":115},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften, wie Visa oder Mastercard, erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.\u003C\u002Fspan>\u003C\u002Fp>",{"key":117,"type":46,"active":15,"label":118},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":120,"type":46,"active":16,"label":121},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":123,"type":46,"active":15,"label":124},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":126,"type":46,"active":16,"label":127,"description":128},"fee_payment_non_euro_countries","Gebühr für Zahlung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch. Die Gebühren äußern sich in der Fremdwährungsgebühr oder in Aufschlägen auf den Wechselkurs.\u003C\u002Fspan>\u003C\u002Fp>",{"key":130,"type":46,"active":15,"label":131},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":133,"key":134,"type":61,"active":16},"Kostenlose SEPA-Überweisung","free_wire",{"key":136,"label":137,"type":138,"active":15,"description":139,"options":140},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[71],{"label":142,"key":143,"type":61,"active":16},"Zinsen auf dem Girokonto","giro_interest",{"key":145,"type":46,"active":16,"label":146},"overdraft_interest","Dispozins",{"key":148,"type":46,"active":15,"label":149},"custody_fee","Verwahrentgelt",{"key":151,"type":152,"active":16,"label":153,"description":154},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":156,"type":61,"active":16,"label":157,"options":158},"branches","Filialen",[],{"key":160,"type":68,"active":16,"options":161,"label":163},"online_banking",[162],"transparent","Online-Banking",{"label":165,"key":166,"type":68,"active":16,"options":167,"description":168},"App-Bewertung","app_rating",[162],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":170,"key":171,"type":68,"active":16,"options":172,"description":173},"Ident-Verfahren","ident_method",[162],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":175,"key":176,"type":68,"active":16,"options":177,"description":178},"TAN-Verfahren","tan_method",[162],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. In diesem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fonline-banking-sicherheit\u002F\" target=\"_blank\" rel=\"noopener\">Ratgeber\u003C\u002Fa> erfährst du mehr über die verschiedenen TAN-Verfahren.\u003C\u002Fp>",{"key":180,"type":46,"active":16,"label":181},"free_sub_accounts","Anzahl kostenloser Unterkonten",{"key":183,"type":61,"active":16,"label":184,"options":185},"depot","Kostenloses Depot",[71],{"key":187,"type":61,"active":16,"label":188,"options":189},"account_switching_service","Kontowechsel-Service",[71],{"key":191,"type":192,"active":15,"label":193},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":195,"label":196,"type":192,"active":15},"fee_information","Entgeltinformation",{"key":198,"type":199,"active":16,"label":200,"filterable":15,"filter_type":30,"filter_options":30,"filter_condition":30},"special_features","features","Besondere Eigenschaften",{"key":202,"type":46,"active":15,"label":203},"starting_premium","Startprämie",[205],{"label":49,"key":50,"sort":206,"default_sort":16},"desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[],"0","Bestes Studentenkonto","200€ Bonus","75€ + 0,50% Bonus","5% Cashback",{"title":215,"slug":216,"date_updated":217,"factsheet":218,"product_selection_title":220,"default_parameters":221,"table_columns":225,"table_sort":321,"disclaimer":207,"award_1_label":326,"award_2_label":327,"award_3_label":328,"award_4_label":329,"user_created":330,"award_1_item":334,"award_2_item":345,"award_3_item":356,"award_4_item":366},"Girokonto-Vergleich","girokonto","2026-07-01T09:09:00.929Z",[219],{"key":12,"value":13,"icon":14,"label":12},"Deine Girokonto Auswahl",[222,223,224],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},[226,227,228,229,231,235,237,240,243,246,248,251,252,253,256,257,260,262,265,266,267,270,271,272,274,278,279,283,285,286,287,289,291,293,297,301,303,306,308,310,311,316,317,318,319,320],{"key":33,"type":33,"active":16,"label":34,"filterable":15},{"key":36,"type":37,"active":16,"label":38,"filterable":15},{"key":40,"type":41,"active":16,"label":42,"custom_cta":30,"custom_cta_no_affiliate":30},{"label":230,"key":45,"type":46,"active":16,"description":47},"Gesamtkosten p.M.",{"key":51,"type":51,"active":16,"description":232,"label":55,"options":233,"sort_options":234,"sortable":15},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>",[],[],{"key":64,"type":46,"active":16,"label":236,"mobile_rank":62},"Kontoführungsgebühr p.M.",{"key":67,"type":68,"active":16,"label":238,"options":239,"mobile_rank":72},"Girocard p.M.",[71],{"key":74,"type":68,"active":16,"label":241,"options":242,"mobile_rank":77},"Debitkarte p.M.",[71],{"key":79,"type":68,"active":16,"label":244,"options":245,"mobile_rank":30},"Kreditkarte p.M.",[71],{"key":83,"type":68,"active":16,"label":84,"options":247},[86],{"key":100,"type":46,"active":16,"label":249,"description":250},"Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":107,"type":46,"active":16,"label":108},{"key":110,"type":46,"active":15,"label":111},{"key":113,"type":46,"active":16,"label":254,"description":255},"Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":117,"type":46,"active":15,"label":118},{"key":88,"type":61,"active":16,"label":89,"description":258,"options":259},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[71],{"key":93,"type":94,"active":16,"value":30,"field":95,"label":96,"description":261,"mobile_rank":98},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",{"label":263,"key":105,"type":61,"active":16,"description":264},"Bargeld im Handel abheben","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":120,"type":46,"active":16,"label":121},{"key":123,"type":46,"active":15,"label":124},{"key":126,"type":46,"active":16,"label":268,"description":269},"Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":130,"type":46,"active":15,"label":131},{"label":133,"key":134,"type":61,"active":16},{"key":136,"label":137,"type":138,"active":15,"description":139,"options":273},[71],{"label":275,"key":276,"type":61,"active":16,"description":277},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":142,"key":143,"type":61,"active":16},{"label":280,"key":281,"type":61,"active":16,"description":282},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":180,"type":46,"active":16,"label":181,"description":284},"\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":148,"type":46,"active":15,"label":149},{"key":151,"type":152,"active":16,"label":153,"description":154},{"key":156,"type":61,"active":16,"label":157,"options":288},[],{"key":160,"type":68,"active":16,"options":290,"label":163},[162],{"label":165,"key":166,"type":68,"active":15,"options":292,"description":168},[162],{"label":294,"key":295,"type":68,"active":16,"options":296},"App-Bewertung (iOS)","app_rating_ios",[162],{"label":298,"key":299,"type":68,"active":16,"options":300},"App-Bewertung (Android)","app_rating_android",[162],{"label":170,"key":171,"type":68,"active":16,"options":302,"description":173},[162],{"label":175,"key":176,"type":68,"active":16,"options":304,"description":305},[162],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":183,"type":61,"active":16,"label":184,"options":307},[71],{"key":187,"type":61,"active":16,"label":188,"options":309},[71],{"key":145,"type":46,"active":16,"label":146},{"label":312,"key":313,"type":314,"active":16,"description":315},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":191,"type":192,"active":15,"label":193},{"key":195,"label":196,"type":192,"active":15},{"key":198,"type":199,"active":16,"label":200,"filterable":15,"filter_type":30,"filter_options":30,"filter_condition":30},{"key":202,"type":46,"active":15,"label":203},{"label":59,"key":60,"type":61,"active":15},[322,324],{"label":230,"key":45,"sort":323,"default_sort":15},"asc",{"label":325,"key":51,"sort":206,"default_sort":16},"Testnote","Bestes Girokonto","40€ Bonus","2,25% Zinsen","75€ + 0,5% 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Man erhält eine Visa- oder Mastercard-Debitkarte.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2026 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2025 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€).\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€). Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>5 Mal kann pro rollierendem Monat kostenlos an den Mastercard-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2% (min. 1€). Maximal sind 200€ p.M. möglich.\u003C\u002Fp>","\u003Cp dir=\"ltr\">Bis 100.000€ über den litauischen Einlagensicherungsfonds VĮ Indėlių ir investicijų draudimas.\u003C\u002Fp>","\u003Cp>Revolut Tagesgeld\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei Revolut geführt werden.\u003C\u002Fp>\n\u003Cp>Physische oder virtuelle Debitkarten.\u003C\u002Fp>",[443],[1026,1027],{"label":446,"value":16},{"label":448,"value":16},[1029,1031],{"feature":1030,"rating":16},"beliebig viele Unterkonten",{"feature":1032,"rating":16},"Währungskonten in über 30 verschiedenen Währungen",[443],4.14894,"20€","5 (max. 200€)",4.33333,"Revolut Standard","https:\u002F\u002Fwww.revolut.com\u002Fde-DE\u002Flegal\u002Fstandard-fees\u002F","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Frevolut","4,9 \u002F 5","2 kostenlose Karten; nur mit je eigenem 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(\u003Cspan data-sheets-root=\"1\">min. 2,50€, max. 7,50€)\u003C\u002Fspan> bei teilnehmenden Handelspartnern\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Visa (Nicht-EWR)\u003C\u002Fp>","\u003Cp>5 Tagesgeldkonten mit eigener IBAN möglich\u003C\u002Fp>","\u003Cp>Für alle mit mind. 1000€ Geldeingang oder unter 28 Jahren kostenlos. Ansonsten betragen die Kosten 4,90€.\u003C\u002Fp>","\u003Cp>200 € Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-root=\"1\">🟡\u003C\u002Fspan> Korruption: 75%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 48%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 60%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 36%\u003C\u002Fp>","200 € Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn min. 1.000€ Geldeingang oder unter 28 Jahren, sonst 4,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Mindestabhebebetrag: 50€. Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>ING Extra Konto\u003C\u002Fp>",[442,443],[1102,1103],{"label":446,"value":16},{"label":448,"value":16},[450],[442,443],4.14249,"200€",3.2475,"1,49€","ING Girokonto","https:\u002F\u002Fwww.ing.de\u002Fdokumente\u002Fing-diba-preise-leistungen\u002F","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fing-diba-girokonto","2,2%","2,20€","9,14%","https:\u002F\u002Fwww.ing.de\u002Fdokumente\u002Fentgeltinformation-girokonto\u002F","🟠 56 \u002F 100 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an Postbank-Geldautomaten mit Einzahlfunktion\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard\u002FVisa (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">3 Pockets im Girokonto pur + Tagesgeldkonto möglich \u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Jährlich 29€\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Jährlich 18€\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Kostenlos bis Ablauf des Studiums oder für Studenten bis einschließlich 30 Jahre, mit Bescheinigung.\u003C\u002Fp>","\u003Cp>Gemeinschaftskonto kann aktuell nur in einer Filiale eröffnet werden.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 40%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 72%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 38%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 56%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 65%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 17%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn min. 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je angefangene 5.000€ bei der Reisebank. Einzahlung ab 1.000€ möglich.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Visa Card Gold Light kostenlos, Visa Card Gold für 9€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">optional zubuchbar\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Die Kontoführung ist bei einem monatlichen Geldeingang ab 700€ oder für alle unter 31 Jahren kostenlos.\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Personen unter 31 Jahren zahlen grundsätzlich keine Kontoführungsgebühr.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>🟢 Korruption: 88%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 36%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 62%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 62%\u003C\u002Fp>\n\u003Cp>🟡 Natur & Umwelt: 48%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 44%\u003C\u002Fp>","\u003Cp>Wenn min. 700€ Geldeingang p.M. oder unter 31 Jahren, sonst 4€ p.M.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">mit der Credit Card Gold Light kostenlos, mit der Debitcard 2,1%. \u003C\u002Fspan>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Visa (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt mit der Credit Card Gold Light kostenlos an den Visa-Geldautomaten abgehoben werden. Wenn man mit der Debitkarte weniger als 50€ abhebt, kostet die Abhebung 1,95€\u003C\u002Fspan>.\u003C\u002Fp>","\u003Cp>Bis 100.000€ über den französischen Einlagensicherungsfonds Fonds de Garantie des Dépôts et de Résolution (FGDR).\u003C\u002Fp>","\u003Cp>Consorsbank Tagesgeld\u003C\u002Fp>","\u003Cp>Girocard und Debitkarte\u003C\u002Fp>",[442,443],[1264,1265],{"label":446,"value":15},{"label":448,"value":16},[450],[442,443],4.71177,4.7756,3.37059,"Consorsbank! 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an Geldautomaten der Deutschen Bank mit Einzahlfunktion\u003C\u002Fp>","\u003Cp>Mastercard direkt mit Bonitätsvoraussetzung kostenlos, ohne Bonitätsvoraussetzung kostet die Karte 1€ p.M.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Das Top-Girokonto ist kostenlos, wenn du unter 30 Jahre bist oder ab 500€ Geldeingang pro Monat hast. Abhebungen unter 50€ kosten 2,50€.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Nicht berücksichtigt in der Gesamtkosten-Berechnung: Personen unter 30 Jahren zahlen grundsätzlich keine Kontoführungsgebühr.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Neukunden schließen mit dem Top-Girokonto in einem Schritt ebenfalls ein kostenloses Top-Zinskonto (Tagesgeldkonto) ab und ziehen bis zum 30.11.2026 über den Online-Kontowechselservice mind. 3 Zahlungspartner um. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>\n\u003Cp>Nicht möglich im Gemeinschaftskonto\u003C\u002Fp>","Neukunden schließen mit dem Top-Girokonto in einem Schritt ebenfalls ein kostenloses Top-Zinskonto (Tagesgeldkonto) ab und ziehen bis zum 30.11.2026 über den Online-Kontowechselservice mind. 3 Zahlungspartner um. Weitere Konditionen auf der Website des Anbieters.\n\nNicht möglich im Gemeinschaftskonto","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn mind. 500€ Geldeingang oder unter 30 Jahren, sonst 3,90€.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung ab 50€ kostenlos, darunter 2,50€ pro Abhebung.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung ab 50€ kostenlos, darunter 2,50€ pro Abhebung. Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es kann ab 50€ unbegrenzt kostenlos an den Mastercard-Geldautomaten abgehoben werden, darunter pro Abhebung 2,50€.\u003C\u002Fp>\n\u003Cp>Hinzu kommen kostenlose Abhebungen an den 4.500 Cash-Group-Geldautomaten\u003C\u002Fp>","\u003Cp>Norisbank Top-Zinskonto\u003C\u002Fp>","\u003Cp>Girokarten\u003C\u002Fp>",[442],[1350,1351],{"label":446,"value":16},{"label":448,"value":16},[450],[1354],{"feature":1355,"rating":16},"24\u002F7 erreichbar",[442],4.89717,"120€ ",3.03239,"https:\u002F\u002Fwww.norisbank.de\u002Fdam\u002Fnorisbank\u002Fde\u002Fshared\u002Fpdf\u002FPreis_und_Leistungsverzeichnis.pdf","10,50%","4,4 \u002F 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der Sparkassen-Card\u003C\u002Fp>","\u003Cp>Nur bei der Frankfurter Sparkasse (kostenlos) möglich.\u003C\u002Fp>","\u003Cp>mit der Sparkassen-Card; Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Maestro (Nicht-EWR)\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Maestro (Nicht-EWR)\u003C\u002Fp>","\u003Cp>Jährlich 36€\u003C\u002Fp>","\u003Cp>Girocard mit V PAY (Sparkassen-Card)\u003C\u002Fp>","\u003Cp>Kostenlose Kontoführung für alle ab monatlich 700€ Geldeingang oder Kontoinhaber:in unter 30 Jahre\u003C\u002Fp>","\u003Cp>150€ Girokonto-Prämie: Du erhältst die Prämie, wenn du bis zum 29.07.2026 ein GiroDirekt-Konto beantragst und es bis zum 12.08.2026 eröffnest. Zusätzlich müssen bis zum 30.11.2026 in drei aufeinanderfolgenden Kalendermonaten jeweils mindestens 1.000€ eingehen.\u003C\u002Fp>\n\u003Cp>+50€ Zusatzprämie: Schließt du zusätzlich eine Kreditkarte ab, erhältst du 50€ extra. Die Karten sind im ersten Jahr kostenlos, danach kosten sie mindestens 3€ monatlich.\u003C\u002Fp>\n\u003Cp>Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","150€ Girokonto-Prämie: Du erhältst die Prämie, wenn du bis zum 29.07.2026 ein GiroDirekt-Konto beantragst und es bis zum 12.08.2026 eröffnest. Zusätzlich müssen bis zum 30.11.2026 in drei aufeinanderfolgenden Kalendermonaten jeweils mindestens 1.000€ eingehen.\n\n+50€ Zusatzprämie: Schließt du zusätzlich eine Kreditkarte ab, erhältst du 50€ extra. Die Karten sind im ersten Jahr kostenlos, danach kosten sie mindestens 3€ monatlich.\n\nWeitere Konditionen auf der Seite des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn min. 700€ Geldeingang p.M. oder Kontoinhaber:in unter 30 Jahre, sonst 4,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den etwa 22.000 Sparkassen-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die Institutssicherung der Sparkassen, Landesbanken und Landesbausparkassen (auch Haftungsverbund der Sparkassen-Finanzgruppe genannt).\u003C\u002Fp>","\u003Cp>1822direkt Tagesgeldkonto\u003C\u002Fp>",[442],[1432,1433],{"label":446,"value":16},{"label":448,"value":16},[450],[442],"bis zu 200€ Bonus",3.6744,"3€","6€","1% (min. 6€)","1822direkt 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Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>10,20% bis 500,00€, 11,20% ab 500,01€ bis 1.000,00€, 13,45% ab 1.000,01€\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">BestCard Smart kostenlos im ersten Jahr. Ab dem zweiten Jahr muss ein Umsatz von 2.000€ vorliegen, sonst 24€. Andere Kreditkarten kostenpflichtig\u003C\u002Fspan>.\u003C\u002Fp>","\u003Cp>Jährlich 12€\u003C\u002Fp>","\u003Cp>Keine Kontoführungsgebühr für Studenten von 18 bis 31 Jahren.\u003C\u002Fp>","\u003Cp>Mit der Visa-Debitkarte 6x p.M. kostenlos, dann 3,5 % (mind. 5,75 €). Mit der Visa-Debit grundsätzlich 4,95€. 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data-sheets-root=\"1\">1% (min. 9,90€) bei der Reisebank\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Je Girokonto sind 5 Tagesgeldkonten kostenlos. Pro Kunde sind maximal 5 Girokonten möglich."}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":3,"3":2},"11":3,"12":0}\">Tagesgeldkonto\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit dem Bonusprogramm ExtraBenefits 0,2% Zinsen auf dem Girokonto.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp data-pm-slice=\"1 1 []\">5% Cashback auf eingerichtete Lastschriften (Teil des Bonusprogramms, bis 10 € p.M.). Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit dem Bonusprogramm ExtraBenefits (wird bei Kontoeröffnung automatisch aktiviert) gibt es keine Kontoführungsgebühr, sonst 3,95€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den Geldautomaten der Santander-Gruppe abgehoben werden. Bei fremden Geldautomaten fallen bei einer Abhebung ab 100€ die ersten 3 Male keine Gebühren an (ggf. zzgl. 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Schalter der Deutschen Bank kostenlos.\u003C\u002Fp>","\u003Cp>1% (mind. 1,50€) Fremdwährungsgebühr + 0,5% Währungsumrechnungsentgelt. Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR).\u003C\u002Fp>","\u003Cp>Nur Währungsumrechnungsentgelt in Höhe von 0,5% an Geldautomaten von Bank of America (USA), Barclays (Großbritannien), Scotiabank (Kanada, Chile, Mexiko), TEB (Türkei) und Westpac (Australien, Neuseeland). Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR).\u003C\u002Fp>","\u003Cp>Ab 18 Jahre, Bonität vorausgesetzt.\u003C\u002Fp>","\u003Cp>Ab 18 Jahren, Bonität vorausgesetzt. Deutsche Bank MasterCard Standard möglich. Jährlich 39€.\u003C\u002Fp>","\u003Cp>Ab 12 Jahren. Bis zu 2 kostenlose Deutsche Bank Cards (Debitkarte\u002FGirocard) inklusive.\u003C\u002Fp>","\u003Cp>Die Deutsche Bank Card ist eine Debitkarte und Girocard.\u003C\u002Fp>","\u003Cp>Für Studenten bis einschließlich 30 Jahren mit Meldeadresse im EU-Inland kostenlos.\u003C\u002Fp>","\u003Cp>Studenten bis einschließlich 30 Jahre mit Meldeadresse im EU-Inland können ein kostenloses Depot eröffnen.\u003C\u002Fp>","\u003Cp>Kostenlos an Geldautomaten ausländischer Kooperationspartner: Bank of America, Barclays, BNP Paribas, BGL, Scotiabank, TEB (Türkei) und Westpac.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (mind. 5,99€) Kosten für die Abhebung zzgl. Fremdwährungsgebühr in Höhe von 1% (min. 1,50€) und 0,5% Währungsumrechnungsentgelt. Nur Fremdwährungsgebühr in Höhe von 1% (min. 1,50€) zzgl. Währungsumrechnungsentgelt in Höhe von 0,5% an Geldautomaten von Bank of America (USA), Barclays (Großbritannien), Scotiabank (Kanada, Chile, Mexiko), TEB (Türkei) und Westpac (Australien, Neuseeland). Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1% (mind. 1,50€) Fremdwährungsgebühr + 0,5% Währungsumrechnungsentgelt\u003C\u002Fp>",[1888,1890,1892],{"feature":1889,"rating":16},"Kostenlos von 7 bis 30 Jahren",{"feature":1891,"rating":16},"Mit 18: als Studenten-Konto weiterhin kostenlos",{"feature":1893,"rating":16},"Ab 30: AktivKonto kostet 6,90€ p.M.",[442,443],[1896,1897],{"label":446,"value":16},{"label":448,"value":16},[450],4.05674,"3,25€","5,99€","1% (mind. 5,99€)","Deutsche Bank Das Junge Konto","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fdeutsche-bank-girokonto","1% (mind. 7,49€) + 0,5%","6,49%","2,00€","1% (mind. 1,50€) + 0,5%","11,35%","0,60€ \u002F 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Bank_Logo.svg",{"id":77,"description":30,"label":69,"date_updated":533,"date_created":534,"user_updated":535,"user_created":536,"logo":1948},{"id":538,"filename_download":539},{"id":541,"description":30,"label":506,"date_updated":542,"date_created":543,"user_updated":544,"user_created":475,"logo":1950},{"id":546,"filename_download":547},{"id":541,"description":30,"label":506,"date_updated":542,"date_created":543,"user_updated":544,"user_created":475,"logo":1952},{"id":546,"filename_download":547},{"id":549,"online_banking_id":30,"label":550,"status":464,"date_created":551,"date_updated":552,"user_updated":553,"user_created":553,"logo":1954},{"id":555,"filename_download":556},{"item":1956},{"depot":15,"account_switching_service":16,"branches":16,"cash_in_retail":15,"free_wire":16,"without_schufa":15,"deposit_money":16,"is_free_for_students":16,"same_primary_residence_required":15,"joint_account_possible":15,"giro_interest":30,"wero":16,"free_daily_account_interests":15,"id":1957,"card_preview":30,"free_sub_accounts":62,"app_rating_android":98,"app_rating_ios":62,"cash_limit_per_month":30,"cash_limit_per_week":30,"cash_limit_per_day":30,"fee_payment_100_euro_countries_description":30,"deposit_money_description":1958,"fee_payment_100_non_euro_countries_description":1959,"fee_withdrawal_100_non_euro_countries_description":1959,"label_description":30,"depot_description":30,"free_sub_accounts_description":1960,"branches_description":30,"support_description":30,"custody_fee_description":30,"overdraft_interest_description":30,"contactless_payment_services_description":30,"creditcard_description":1961,"debitcard_description":1962,"girocard_description":1962,"app_rating_android_description":30,"app_rating_ios_description":30,"is_free_for_students_description":1963,"same_primary_residence_required_value":30,"same_primary_residence_required_description":30,"account_type_description":30,"joint_account_possible_value":30,"joint_account_possible_description":30,"giro_interest_value":30,"total_costs_description":30,"branches_value":30,"depot_value":30,"additional_callout_description":30,"customer_support_description":30,"tan_method_description":1964,"ident_method_description":30,"cash_in_retail_description":30,"free_wire_description":30,"app_rating_description":30,"sustainability_score_description":30,"customer_service_description":30,"real_time_bankwire_description":30,"starting_premium_description":30,"account_maintenance_fee_description":30,"fee_withdrawal_euro_countries_description":30,"fee_withdrawal_non_euro_countries_description":1965,"fee_payment_euro_countries_description":30,"fee_payment_non_euro_countries_description":1959,"free_withdrawals_per_month_description":1966,"fee_withdrawal_100_euro_countries_description":30,"deposit_protection_description":667,"giro_interest_description":30,"wero_description":30,"free_daily_account_interests_description":30,"button_info_description":30,"joint_accounts_card_count_description":30,"child_account_conditions":30,"account_type":30,"customer_support":1967,"real_time_bankwire":1968,"country":1971,"special_features":30,"support":30,"rating_joint_account":30,"starting_premium":30,"free_withdrawals_per_month":583,"student_rating":1972,"bank_sustainability_rating":30,"rating_without_schufa":30,"rating":1972,"girocard_value":457,"debitcard_value":457,"creditcard_value":457,"custody_fee":30,"fee_payment_100_euro_countries":596,"fee_withdrawal_100_euro_countries":1280,"fee_payment_euro_countries":457,"fee_withdrawal_euro_countries":1973,"label":1974,"price_performance":30,"url":30,"fee_withdrawal_non_euro_countries":1975,"fee_withdrawal_100_non_euro_countries":1280,"fee_payment_100_non_euro_countries":1976,"fee_payment_non_euro_countries":1977,"overdraft_interest":1978,"account_maintenance_fee":457,"app_rating_ios_value":684,"app_rating_android_value":684,"joint_accounts_card_count":30,"button_info":30,"deposit_protection":463,"status":464,"price_performance_description":30,"real_time_bankwire_value":1979,"fee_information":30,"fee_information_description":30,"sustainability_score":30,"app_rating_value":684,"account_fees_with_deposits":30,"account_fees_without_deposits":30,"necessary_deposits":30,"max_amount_free_withdrawals":30,"fixed_fee_withdrawals":30,"percentile_fee_withdrawal":30,"max_fee_withdrawal":30,"min_fee_withdrawal":30,"custom_cta":30,"ident_method_value":1980,"tan_method_value":1981,"additional_callout":30,"account_type_value":30,"student_account_url":30,"date_created":1982,"user_updated":473,"date_updated":1983,"user_created":1741,"online_banking":1984,"contactless_payment_services":1991,"atm_network":2001,"ident_method":2004,"tan_method":2007,"joint_account_type_chips":2012,"provider":2013,"girocard":2021,"debitcard":2023,"creditcard":2025,"app_rating":2027},59,"\u003Cp>Am Geldautomaten komplett kostenfrei.\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Visa oder Mastercard (je nach Karte im Nicht-EWR).\u003C\u002Fp>","\u003Cp>Tagesgeldkonto SpardaCash Online: Guthabenzins von 0,60% p.a. ab 0€\u003C\u002Fp>","\u003Cp>Ausgabe einer Mastercard Classic.\u003C\u002Fp>","\u003Cp>Die Girocard ist gleichzeitig eine Mastercard-Debitkarte. Eine 2. Karte kostet 12€ pro Jahr.\u003C\u002Fp>","\u003Cp>Kostenfrei für alle zwischen 18 und 29.\u003C\u002Fp>","\u003Cp>Zusätzlich zum TAN-Generator auch die SpardaSecureGo+ App.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (min. 4€) Abhebegebühr zzgl. 1% (min. 0,77€ und max. 3,83€) Fremdwährungsgebühr, \u003C\u002Fspan>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Visa oder Mastercard (je nach Karte im Nicht-EWR).\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 2.800 CashPool-Geldautomaten abgehoben werden.\u003C\u002Fp>",[442],[1969,1970],{"label":446,"value":16},{"label":448,"value":16},[450],4.3617,"1% (mind. 4€)","Sparda-Bank SpardaGiro Start","1% (min. 4,77€)","0,77€","1% (mind. 0,77€ und max. 3,83€)","11,40%","0,75€ \u002F 0€","Extra: Identifikation in der Filiale","SpardaSecureGo+ 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Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","Neukunden erhalten mit dem Code „BONUS“ einmalig 40€ sowie für 6 Monate 3 % Cashback (max. 10,50€ mtl.\u002F63€ gesamt) und 3 % Zinsen auf das Girokonto (bis 500.000 €). Weitere Konditionen auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">kostenlos, wenn min. 150€ abgehoben werden, ansonsten 2€ pro Abhebung\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>2€ je Abhebung unabhängig vom Abhebebetrag, kostenlos mit der Debitkarte an BBVA-Geldautomaten in Spanien.\u003C\u002Fp>","\u003Cp>3% (6 Monate)\u003C\u002Fp>","\u003Cp>BBVA Sparbox (Space\u002FUnterkonto)\u003C\u002Fp>",[442],[2732,2733],{"label":446,"value":16},{"label":448,"value":16},[443,442],"40€",4.57447,4.70213,"9,95%","2025-07-18T14:08:54.485Z","2026-06-29T12:36:57.894Z",[2742,2744,2746],{"label":478,"logo":2743},{"id":480,"filename_download":481},{"label":483,"logo":2745},{"id":485,"filename_download":486},{"label":488,"logo":2747},{"id":490,"filename_download":491},[2749,2751],{"label":494,"logo":2750},{"id":496,"filename_download":497},{"label":499,"logo":2752},{"id":501,"filename_download":502},[2754],{"atm_networks_id":2755},{"label":506,"machines_count":507},[2757],{"label":510,"image":2758},{"id":512,"filename_download":513},[2760,2762],{"label":624,"image":2761},{"id":626,"filename_download":627},{"label":521,"image":2763},{"id":523,"filename_download":524},[],{"label":352,"tan_method_value":30,"tan_method_description":30,"ident_method_value":30,"ident_method_description":30,"customer_support":30,"customer_support_description":30,"app_rating_value":30,"app_rating_description":30,"branches":30,"branches_description":30,"bic":30,"app_rating":30,"logo":2766},{"id":354,"filename_download":355},{"id":541,"description":30,"label":506,"date_updated":542,"date_created":543,"user_updated":544,"user_created":475,"logo":2768},{"id":546,"filename_download":547},{"id":549,"online_banking_id":30,"label":550,"status":464,"date_created":551,"date_updated":552,"user_updated":553,"user_created":553,"logo":2770},{"id":555,"filename_download":556},[2772,2773,2774,2775,2776,2777,2780,2781,2782,2784,2786,2788,2790,2792,2793,2794,2795,2796,2797,2798,2799,2800,2801,2802,2803,2804,2806,2807,2808,2809,2810,2812,2814,2816,2818,2820,2821,2823,2825,2826,2827,2828],{"key":33,"type":33,"active":16,"label":34,"filterable":15},{"key":36,"type":37,"active":16,"label":38,"filterable":15},{"key":40,"type":41,"active":16,"label":42,"custom_cta":30,"custom_cta_no_affiliate":30},{"label":44,"key":45,"type":46,"active":16,"description":47},{"label":49,"key":50,"active":16,"type":51,"description":52},{"key":51,"type":51,"active":15,"description":54,"label":55,"options":2778,"sort_options":2779,"sortable":15},[],[],{"label":59,"key":60,"type":61,"active":16,"mobile_rank":62},{"key":64,"type":46,"active":16,"label":65,"mobile_rank":30},{"key":67,"type":68,"active":16,"label":69,"options":2783,"mobile_rank":72},[71],{"key":74,"type":68,"active":16,"label":75,"options":2785,"mobile_rank":77},[71],{"key":79,"type":68,"active":16,"label":80,"options":2787,"mobile_rank":30},[71],{"key":83,"type":68,"active":16,"label":84,"options":2789},[86],{"key":88,"type":61,"active":16,"label":89,"description":90,"options":2791},[71],{"key":93,"type":94,"active":16,"value":30,"field":95,"label":96,"description":97,"mobile_rank":98},{"key":100,"type":46,"active":16,"label":101,"description":102},{"label":104,"key":105,"type":61,"active":15},{"key":107,"type":46,"active":16,"label":108},{"key":110,"type":46,"active":15,"label":111},{"key":113,"type":46,"active":16,"label":114,"description":115},{"key":117,"type":46,"active":15,"label":118},{"key":120,"type":46,"active":16,"label":121},{"key":123,"type":46,"active":15,"label":124},{"key":126,"type":46,"active":16,"label":127,"description":128},{"key":130,"type":46,"active":15,"label":131},{"label":133,"key":134,"type":61,"active":16},{"key":136,"label":137,"type":138,"active":15,"description":139,"options":2805},[71],{"label":142,"key":143,"type":61,"active":16},{"key":145,"type":46,"active":16,"label":146},{"key":148,"type":46,"active":15,"label":149},{"key":151,"type":152,"active":16,"label":153,"description":154},{"key":156,"type":61,"active":16,"label":157,"options":2811},[],{"key":160,"type":68,"active":16,"options":2813,"label":163},[162],{"label":165,"key":166,"type":68,"active":16,"options":2815,"description":168},[162],{"label":170,"key":171,"type":68,"active":16,"options":2817,"description":173},[162],{"label":175,"key":176,"type":68,"active":16,"options":2819,"description":178},[162],{"key":180,"type":46,"active":16,"label":181},{"key":183,"type":61,"active":16,"label":184,"options":2822},[71],{"key":187,"type":61,"active":16,"label":188,"options":2824},[71],{"key":191,"type":192,"active":15,"label":193},{"key":195,"label":196,"type":192,"active":15},{"key":198,"type":199,"active":16,"label":200,"filterable":15,"filter_type":30,"filter_options":30,"filter_condition":30},{"key":202,"type":46,"active":15,"label":203},{"blocks":2830,"breadcrumbs":3298,"id":3307,"seo":3308,"slug":6,"title":3317},[2831,2840,2847,2865,2871,2877,2890,2896,2902,2913,2919,2925,2931,2944,2950,2956,2962,2968,2974,2980,2991,2997,3003,3009,3014,3021,3027,3033,3039,3046,3052,3058,3064,3070,3082,3088,3095,3101,3107,3113,3120,3126,3132,3138,3144,3151,3157,3164,3170,3176,3182,3188,3194,3201,3207,3213,3219,3226,3232,3238,3244,3250,3256,3262,3268,3274,3280,3286],{"innerBlocks":2832,"name":2833,"postId":2834,"originalContent":2835,"order":748,"get_parent":2836,"attributes":2837,"dynamicContent":30},[],"core\u002Fheading",3053580,"\u003Ch2>Die besten Girokonten für Studenten\u003C\u002Fh2>",{},{"content":2838,"level":98,"anchor":2839},"Die besten Girokonten für Studenten","",{"innerBlocks":2841,"name":2842,"postId":2834,"originalContent":2843,"get_parent":2844,"attributes":2845,"dynamicContent":30},[],"core\u002Fparagraph","\u003Cp>In unserem Vergleich haben die Anbieter C24, DKB, Pax-Bank und Consorsbank am besten abgeschnitten. Sie bieten die besten \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgirokonto\u002F\">Girokonten\u003C\u002Fa> für Studenten. Diese schauen wir uns nun etwas genauer an.\u003C\u002Fp>",{},{"content":2846,"dropCap":15,"anchor":2839},"In unserem Vergleich haben die Anbieter C24, DKB, Pax-Bank und Consorsbank am besten abgeschnitten. Sie bieten die besten \u003Ca href=\"\u002Fgirokonto\u002F\" class=\"app-link\">Girokonten\u003C\u002Fa> für Studenten. Diese schauen wir uns nun etwas genauer an.",{"innerBlocks":2848,"name":2849,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":2850,"attributes":2851},[],"acf\u002Fcta-box-border",{},{"name":2849,"data":2852},{"title":2853,"cta_box_border_description":2839,"cta_box_border_list_0_cta_box_border_list_description":2854,"cta_box_border_list_0_cta_box_border_list_icon":2855,"cta_box_border_list_1_cta_box_border_list_description":2856,"cta_box_border_list_1_cta_box_border_list_icon":2855,"cta_box_border_list_2_cta_box_border_list_description":2857,"cta_box_border_list_2_cta_box_border_list_icon":2855,"cta_box_border_list_3_cta_box_border_list_description":2858,"cta_box_border_list_3_cta_box_border_list_icon":2855,"cta_box_border_list_4_cta_box_border_list_description":2859,"cta_box_border_list_4_cta_box_border_list_icon":2855,"cta_box_border_list_5_cta_box_border_list_description":2860,"cta_box_border_list_5_cta_box_border_list_icon":2861,"cta_box_border_list":549,"cta_box_border_image":2862,"cta_box_border_image_description":2839,"cta_box_border_button_link":2863,"cta_box_border_button_label":2839,"cta_box_border_button_id":2839,"cta_box_border_same_tab":2839,"cta_box_border_image_url":15},"C24 Smartkonto","Kostenloses Girokonto für alle","checked","Kostenlose Girocard und Debitkarte","4 Mal monatlich kostenlos Geld im Ausland abheben; danach 2€ pro Abhebung","Einzahlungen bei Handelspartnern möglich (1,75% Gebühr)","0,50% Zinsen auf dein Guthaben auf dem Girokonto","Keine echte Kreditkarte","unchecked",3066430,{"title":2839,"url":370,"target":2864},"_blank",{"innerBlocks":2866,"name":2842,"postId":2834,"originalContent":2867,"get_parent":2868,"attributes":2869,"dynamicContent":30},[],"\u003Cp>Das C24 Smartkonto gewinnt in unserem Studentenkonto-Vergleich. Mit dem Smartkonto hast du ein gutes Angebot an deiner Seite, denn die meisten wichtigen Leistungen sind kostenfrei. Mit der kostenfreien Girocard kannst du überall im Handel bezahlen und sogar 4 Mal kostenlos im Inland und Nicht-Euro-Ausland Gelb abheben. Bei C24 bekommst du sogar 0,50% Zinsen auf dein Guthaben auf dem Girokonto – dein Geld wird also automatisch verzinst.\u003C\u002Fp>",{},{"content":2870,"dropCap":15,"anchor":2839},"Das C24 Smartkonto gewinnt in unserem Studentenkonto-Vergleich. Mit dem Smartkonto hast du ein gutes Angebot an deiner Seite, denn die meisten wichtigen Leistungen sind kostenfrei. Mit der kostenfreien Girocard kannst du überall im Handel bezahlen und sogar 4 Mal kostenlos im Inland und Nicht-Euro-Ausland Gelb abheben. Bei C24 bekommst du sogar 0,50% Zinsen auf dein Guthaben auf dem Girokonto – dein Geld wird also automatisch verzinst.",{"innerBlocks":2872,"name":2842,"postId":2834,"originalContent":2873,"get_parent":2874,"attributes":2875,"dynamicContent":30},[],"\u003Cp>Allerdings gibt es beim Smartkonto keine Filialen, weshalb du dich nicht in einer Filiale beraten lassen und dort auch kein Geld auf dein Konto einzahlen kannst. Geld einzahlen geht bei unterschiedlichen Handelspartnern von C24 – diese sind z.B. DM, Rewe, Rossmann oder der Baumarkt Toom – gegen eine Gebühr von 1,75%.\u003C\u002Fp>",{},{"content":2876,"dropCap":15,"anchor":2839},"Allerdings gibt es beim Smartkonto keine Filialen, weshalb du dich nicht in einer Filiale beraten lassen und dort auch kein Geld auf dein Konto einzahlen kannst. Geld einzahlen geht bei unterschiedlichen Handelspartnern von C24 – diese sind z.B. DM, Rewe, Rossmann oder der Baumarkt Toom – gegen eine Gebühr von 1,75%.",{"innerBlocks":2878,"name":2849,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":2879,"attributes":2880},[],{},{"name":2849,"data":2881},{"title":588,"cta_box_border_description":2839,"cta_box_border_list_0_cta_box_border_list_description":2882,"cta_box_border_list_0_cta_box_border_list_icon":2855,"cta_box_border_list_1_cta_box_border_list_description":2883,"cta_box_border_list_1_cta_box_border_list_icon":2855,"cta_box_border_list_2_cta_box_border_list_description":2884,"cta_box_border_list_2_cta_box_border_list_icon":2855,"cta_box_border_list_3_cta_box_border_list_description":2885,"cta_box_border_list_3_cta_box_border_list_icon":2855,"cta_box_border_list_4_cta_box_border_list_description":2886,"cta_box_border_list_4_cta_box_border_list_icon":2861,"cta_box_border_list_5_cta_box_border_list_description":2887,"cta_box_border_list_5_cta_box_border_list_icon":2861,"cta_box_border_list":549,"cta_box_border_image":2888,"cta_box_border_image_description":2839,"cta_box_border_button_link":2889,"cta_box_border_button_label":2839,"cta_box_border_button_id":2839,"cta_box_border_same_tab":2839,"cta_box_border_image_url":15},"Kostenloses Girokonto für alle unter 28 oder mit Geldeingang von mind. 700€","Kostenlose Debitkarte","Unbegrenzt kostenlos Geld abheben im Inland","Girocard für 0,99€ p.M. erhältlich","Einzahlungen bei teilnehmenden Händlern momentan nicht möglich","Echtzeitüberweisung kann nur empfangen werden",3055801,{"title":2839,"url":590,"target":2864},{"innerBlocks":2891,"name":2842,"postId":2834,"originalContent":2892,"get_parent":2893,"attributes":2894,"dynamicContent":30},[],"\u003Cp>Das DKB Girokonto ist für alle unter 28 Jahren kostenfrei – oder kostenfrei bei einem Mindestgeldeingang von 700€. Eine Debitkarte von Visa bekommst du bei diesem Konto kostenlos dazu. Mit der kannst du an den über 50.000 Visa-Geldautomaten unbegrenzt Geld abheben. Ebenfalls kannst du auf deinem Smartphone die Funktionen Apple Pay und Google Pay einrichten, um mobil zahlen zu können und dein Portemonnaie zu Hause zu lassen.\u003C\u002Fp>",{},{"content":2895,"dropCap":15,"anchor":2839},"Das DKB Girokonto ist für alle unter 28 Jahren kostenfrei – oder kostenfrei bei einem Mindestgeldeingang von 700€. Eine Debitkarte von Visa bekommst du bei diesem Konto kostenlos dazu. Mit der kannst du an den über 50.000 Visa-Geldautomaten unbegrenzt Geld abheben. Ebenfalls kannst du auf deinem Smartphone die Funktionen Apple Pay und Google Pay einrichten, um mobil zahlen zu können und dein Portemonnaie zu Hause zu lassen.",{"innerBlocks":2897,"name":2842,"postId":2834,"originalContent":2898,"get_parent":2899,"attributes":2900,"dynamicContent":30},[],"\u003Cp>Da die DKB keine Filialen (und nur sehr wenige Geldautomaten) hat, kannst du Geld meist nicht auf dein Konto einzahlen. Im Nicht-Euro-Ausland kannst du natürlich auch mit Karte zahlen und Bargeld abheben, dies ist kostenfrei aber nur möglich, wenn du über 700€ im Monat an Geldeingang auf dem Girokonto hast. Ansonsten zahlst du eine Gebühr von 2,2%.\u003C\u002Fp>",{},{"content":2901,"dropCap":15,"anchor":2839},"Da die DKB keine Filialen (und nur sehr wenige Geldautomaten) hat, kannst du Geld meist nicht auf dein Konto einzahlen. Im Nicht-Euro-Ausland kannst du natürlich auch mit Karte zahlen und Bargeld abheben, dies ist kostenfrei aber nur möglich, wenn du über 700€ im Monat an Geldeingang auf dem Girokonto hast. Ansonsten zahlst du eine Gebühr von 2,2%.",{"innerBlocks":2903,"name":2849,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":2904,"attributes":2905},[],{},{"name":2849,"data":2906},{"title":1735,"cta_box_border_description":2839,"cta_box_border_list_0_cta_box_border_list_description":2907,"cta_box_border_list_0_cta_box_border_list_icon":2855,"cta_box_border_list_1_cta_box_border_list_description":2908,"cta_box_border_list_1_cta_box_border_list_icon":2855,"cta_box_border_list_2_cta_box_border_list_description":2909,"cta_box_border_list_2_cta_box_border_list_icon":2855,"cta_box_border_list_3_cta_box_border_list_description":2910,"cta_box_border_list_3_cta_box_border_list_icon":2855,"cta_box_border_list_4_cta_box_border_list_description":2911,"cta_box_border_list_4_cta_box_border_list_icon":2861,"cta_box_border_list":526,"cta_box_border_image":2912,"cta_box_border_image_description":2839,"cta_box_border_button_link":2839,"cta_box_border_button_label":2839,"cta_box_border_button_id":2839,"cta_box_border_same_tab":2839,"cta_box_border_image_url":15},"Kostenloses Girokonto für alle bis 27 Jahren","Kostenlose Visa- oder Mastercard-Debitkarte","Nachhaltige Bank mit Nachhaltigkeitsscore von 83 von 100","Geld einzahlen ab 200€ möglich","Abhebungen im Nicht-Euro-Ausland kosten 1% und mindestens 3,50€",3088067,{"innerBlocks":2914,"name":2842,"postId":2834,"originalContent":2915,"get_parent":2916,"attributes":2917,"dynamicContent":30},[],"\u003Cp>Das PaxJunior-Konto ist ein Konto speziell für Studenten von der Pax-Bank. Bei diesem Konto bekommst du kostenfrei eine Visa- oder Mastercard-Debitkarte. Die Girocard mit V Pay ist hingegen kostenpflichtig und kostet 0,42€ im Monat. Eine Kreditkarte beim PaxJunior-Konto kostet 2,50€ im Monat.\u003C\u002Fp>",{},{"content":2918,"dropCap":15,"anchor":2839},"Das PaxJunior-Konto ist ein Konto speziell für Studenten von der Pax-Bank. Bei diesem Konto bekommst du kostenfrei eine Visa- oder Mastercard-Debitkarte. Die Girocard mit V Pay ist hingegen kostenpflichtig und kostet 0,42€ im Monat. Eine Kreditkarte beim PaxJunior-Konto kostet 2,50€ im Monat.",{"innerBlocks":2920,"name":2842,"postId":2834,"originalContent":2921,"get_parent":2922,"attributes":2923,"dynamicContent":30},[],"\u003Cp>Bargeldeinzahlungen kannst du auf das Konto nur bei der ReiseBank durchführen und auch nur ab einem Mindestbetrag von 200€ in Geldscheinen. Die ReiseBank ist in Deutschland mit rund 85 Filialen vertreten, allerdings eher in den Großstädten. Geld abheben kannst du bei der PaxBank unbegrenzt kostenlos an den über 17.000 Bankcard-Geldautomaten in Deutschland.\u003C\u002Fp>",{},{"content":2924,"dropCap":15,"anchor":2839},"Bargeldeinzahlungen kannst du auf das Konto nur bei der ReiseBank durchführen und auch nur ab einem Mindestbetrag von 200€ in Geldscheinen. Die ReiseBank ist in Deutschland mit rund 85 Filialen vertreten, allerdings eher in den Großstädten. Geld abheben kannst du bei der PaxBank unbegrenzt kostenlos an den über 17.000 Bankcard-Geldautomaten in Deutschland.",{"innerBlocks":2926,"name":2842,"postId":2834,"originalContent":2927,"get_parent":2928,"attributes":2929,"dynamicContent":30},[],"\u003Cp>\u003Cstrong>Nachhaltige Bank:\u003C\u002Fstrong> Falls dir das Thema Nachhaltigkeit am Herzen liegt, bist du bei der Pax-Bank an der richtigen Stelle. Neben den besonderen Konditionen für Studenten ist diese Bank auch nachhaltig. Sie erreicht den Score 83 von 100 in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Fgirokonto\u002Fnachhaltige-banken\u002F\">Vergleich für nachhaltige Banken\u003C\u002Fa>. Ihre Schwerpunkte liegen vor allem auf Arbeitsrechten und Natur & Umwelt (beide über 80%).\u003C\u002Fp>",{},{"content":2930,"dropCap":15,"anchor":2839},"\u003Cstrong>Nachhaltige Bank:\u003C\u002Fstrong> Falls dir das Thema Nachhaltigkeit am Herzen liegt, bist du bei der Pax-Bank an der richtigen Stelle. Neben den besonderen Konditionen für Studenten ist diese Bank auch nachhaltig. Sie erreicht den Score 83 von 100 in unserem \u003Ca href=\"\u002Fvergleich\u002Fgirokonto\u002Fnachhaltige-banken\u002F\" class=\"app-link\">Vergleich für nachhaltige Banken\u003C\u002Fa>. Ihre Schwerpunkte liegen vor allem auf Arbeitsrechten und Natur & Umwelt (beide über 80%).",{"innerBlocks":2932,"name":2849,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":2933,"attributes":2934},[],{},{"name":2849,"data":2935},{"title":2936,"cta_box_border_description":2839,"cta_box_border_list_0_cta_box_border_list_description":2937,"cta_box_border_list_0_cta_box_border_list_icon":2855,"cta_box_border_list_1_cta_box_border_list_description":2938,"cta_box_border_list_1_cta_box_border_list_icon":2855,"cta_box_border_list_2_cta_box_border_list_description":2939,"cta_box_border_list_2_cta_box_border_list_icon":2855,"cta_box_border_list_3_cta_box_border_list_description":2940,"cta_box_border_list_3_cta_box_border_list_icon":2861,"cta_box_border_list_4_cta_box_border_list_description":2941,"cta_box_border_list_4_cta_box_border_list_icon":2861,"cta_box_border_list":526,"cta_box_border_image":2942,"cta_box_border_image_description":2839,"cta_box_border_button_link":2943,"cta_box_border_button_label":2839,"cta_box_border_button_id":2839,"cta_box_border_same_tab":2839,"cta_box_border_image_url":15},"Consorsbank Girokonto Essential","Kostenloses Girokonto für alle unter 28 Jahren oder ab einem Mindestgeldeingang von 700€ p.M.","Kostenlose Girocard und Visa-Debitkarte","Unbegrenzt kostenlos Bargeld an 53.000 Visa-Geldautomaten abheben","Einzahlungen sind nur ab 1.000€ möglich und bis 25.000€","Gebühr für Zahlungen und Abhebungen im Nicht-Euro-Ausland: 2,1%",3060716,{"title":2839,"url":1273,"target":2864},{"innerBlocks":2945,"name":2842,"postId":2834,"originalContent":2946,"get_parent":2947,"attributes":2948,"dynamicContent":30},[],"\u003Cp>Das Girokonto Essential von der Consorsbank ist kostenfrei bei einem Geldeingang von über 700€ oder für alle unter 28-Jährigen. Eine Girocard und eine Debitkarte bekommst du kostenfrei, eine Kreditkarte hingegen kostet 9€ p.M. Bei der Consorsbank ist es ebenfalls möglich, mobil mit Apple Pay oder Google Pay zu bezahlen. Du kannst auch unbegrenzt kostenlos an ca. 53.000 Visa-Geldautomaten Geld abheben im Inland.\u003C\u002Fp>",{},{"content":2949,"dropCap":15,"anchor":2839},"Das Girokonto Essential von der Consorsbank ist kostenfrei bei einem Geldeingang von über 700€ oder für alle unter 28-Jährigen. Eine Girocard und eine Debitkarte bekommst du kostenfrei, eine Kreditkarte hingegen kostet 9€ p.M. Bei der Consorsbank ist es ebenfalls möglich, mobil mit Apple Pay oder Google Pay zu bezahlen. Du kannst auch unbegrenzt kostenlos an ca. 53.000 Visa-Geldautomaten Geld abheben im Inland.",{"innerBlocks":2951,"name":2842,"postId":2834,"originalContent":2952,"get_parent":2953,"attributes":2954,"dynamicContent":30},[],"\u003Cp>Das Einzahlen von Geld ist an Geldautomaten von der ReiseBank erst ab 1.000€ und bis maximal 25.000€ möglich. Wenn du im Nicht-Euro-Ausland bist und dort mit deiner Karte zahlen möchtest oder Geld abheben willst, kostet dies immer 2,1% Gebühren. Bei der Consorsbank kannst du mit dem Girokonto Essential auch keine Echtzeitüberweisung durchführen oder empfangen.\u003C\u002Fp>",{},{"content":2955,"dropCap":15,"anchor":2839},"Das Einzahlen von Geld ist an Geldautomaten von der ReiseBank erst ab 1.000€ und bis maximal 25.000€ möglich. Wenn du im Nicht-Euro-Ausland bist und dort mit deiner Karte zahlen möchtest oder Geld abheben willst, kostet dies immer 2,1% Gebühren. Bei der Consorsbank kannst du mit dem Girokonto Essential auch keine Echtzeitüberweisung durchführen oder empfangen.",{"innerBlocks":2957,"name":2833,"postId":2834,"originalContent":2958,"get_parent":2959,"attributes":2960,"dynamicContent":30},[],"\u003Ch2>Was ist bei einem Girokonto für Studenten wichtig?\u003C\u002Fh2>",{},{"content":2961,"level":98,"anchor":2839},"Was ist bei einem Girokonto für Studenten wichtig?",{"innerBlocks":2963,"name":2842,"postId":2834,"originalContent":2964,"get_parent":2965,"attributes":2966,"dynamicContent":30},[],"\u003Cp>Studenten sind eine beliebte Zielgruppe bei Banken. Der Gedanke dahinter läuft wie folgt: Auch wenn die Studis am Anfang der Studienzeit meist noch gar nichts verdienen oder nur ein geringes Einkommen haben, können sie sich relativ schnell innerhalb weniger Jahre zu Gutverdienern entwickeln. Einige Banken bieten spezielle Konten nur für Studenten an, andere wiederum locken mit besonderen Konditionen.\u003C\u002Fp>",{},{"content":2967,"dropCap":15,"anchor":2839},"Studenten sind eine beliebte Zielgruppe bei Banken. Der Gedanke dahinter läuft wie folgt: Auch wenn die Studis am Anfang der Studienzeit meist noch gar nichts verdienen oder nur ein geringes Einkommen haben, können sie sich relativ schnell innerhalb weniger Jahre zu Gutverdienern entwickeln. Einige Banken bieten spezielle Konten nur für Studenten an, andere wiederum locken mit besonderen Konditionen.",{"innerBlocks":2969,"name":2842,"postId":2834,"originalContent":2970,"get_parent":2971,"attributes":2972,"dynamicContent":30},[],"\u003Cp>Nicht nur sollte es keine Kontoführungsgebühren bei Studentenkonten geben; ein Girokonto für Studis sollte auch Leistungen wie eine Bankkarte, Überweisungen oder Abhebungen im Ausland anbieten – und diese möglichst kostenfrei.\u003C\u002Fp>",{},{"content":2973,"dropCap":15,"anchor":2839},"Nicht nur sollte es keine Kontoführungsgebühren bei Studentenkonten geben; ein Girokonto für Studis sollte auch Leistungen wie eine Bankkarte, Überweisungen oder Abhebungen im Ausland anbieten – und diese möglichst kostenfrei.",{"innerBlocks":2975,"name":2833,"postId":2834,"originalContent":2976,"get_parent":2977,"attributes":2978,"dynamicContent":30},[],"\u003Ch3>Keine Kontoführungsgebühren zahlen\u003C\u002Fh3>",{},{"content":2979,"level":72,"anchor":2839},"Keine Kontoführungsgebühren zahlen",{"innerBlocks":2981,"name":2982,"postId":2834,"originalContent":2983,"get_parent":2984,"attributes":2985},[],"core\u002Fimage","\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F1-girokonto-studierende-headlines-keine-kontofuhrungsgebuhren.jpg\" alt=\"\" class=\"wp-image-3088068\"\u002F>\u003C\u002Ffigure>",{},{"url":2986,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":2988,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F1-girokonto-studierende-headlines-keine-kontofuhrungsgebuhren.jpg","\u002F",3088068,"full","none",{"innerBlocks":2992,"name":2842,"postId":2834,"originalContent":2993,"get_parent":2994,"attributes":2995,"dynamicContent":30},[],"\u003Cp>Ein Studentenkonto mit monatlichen Kontoführungsgebühren muss nicht sein, schließlich hast du als Student meist noch keine geregelten Einkünfte und wenn, dann sind sie eher geringer. Das Geld kannst du daher lieber woanders ausgeben oder \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgeldanlage\u002F\">anlegen\u003C\u002Fa>.\u003C\u002Fp>",{},{"content":2996,"dropCap":15,"anchor":2839},"Ein Studentenkonto mit monatlichen Kontoführungsgebühren muss nicht sein, schließlich hast du als Student meist noch keine geregelten Einkünfte und wenn, dann sind sie eher geringer. Das Geld kannst du daher lieber woanders ausgeben oder \u003Ca href=\"\u002Fgeldanlage\u002F\" class=\"app-link\">anlegen\u003C\u002Fa>.",{"innerBlocks":2998,"name":2842,"postId":2834,"originalContent":2999,"get_parent":3000,"attributes":3001,"dynamicContent":30},[],"\u003Cp>Viele Banken bieten unter bestimmten Konditionen – entweder monatlicher Mindestgeldeingang oder bestimmtes Alter – ein \u003Cstrong>kostenfreies Girokonto\u003C\u002Fstrong> an. Normalerweise ist das Konto dann kostenfrei, wenn du einen Geldeingang von über 700€ im Monat hast oder unter 28 Jahren alt bist. In unserem Vergleich haben wir nur Girokonten aufgeführt, für die du keine Kontoführungsgebühren zahlen musst, wenn du nachweisen kannst, dass du Student bist oder höchstens 28 Jahre alt bist. Die genauen Konditionen, zu denen du das angegebene Girokonto kostenlos führen kannst, findest du auch in unserem Vergleich.\u003C\u002Fp>",{},{"content":3002,"dropCap":15,"anchor":2839},"Viele Banken bieten unter bestimmten Konditionen – entweder monatlicher Mindestgeldeingang oder bestimmtes Alter – ein \u003Cstrong>kostenfreies Girokonto\u003C\u002Fstrong> an. Normalerweise ist das Konto dann kostenfrei, wenn du einen Geldeingang von über 700€ im Monat hast oder unter 28 Jahren alt bist. In unserem Vergleich haben wir nur Girokonten aufgeführt, für die du keine Kontoführungsgebühren zahlen musst, wenn du nachweisen kannst, dass du Student bist oder höchstens 28 Jahre alt bist. Die genauen Konditionen, zu denen du das angegebene Girokonto kostenlos führen kannst, findest du auch in unserem Vergleich.",{"innerBlocks":3004,"name":2842,"postId":2834,"originalContent":3005,"get_parent":3006,"attributes":3007,"dynamicContent":30},[],"\u003Cp>Beachte, dass einige Konten ab dem 28. Lebensjahr nicht mehr kostenfrei sind. Falls du etwas später mit dem Studium begonnen hast und nach deinem 28. Geburtstag noch keine 700€ monatlich verdienst, gibt es aber dennoch genügend Möglichkeiten auf ein gebührenfreies Girokonto.\u003C\u002Fp>",{},{"content":3008,"dropCap":15,"anchor":2839},"Beachte, dass einige Konten ab dem 28. Lebensjahr nicht mehr kostenfrei sind. Falls du etwas später mit dem Studium begonnen hast und nach deinem 28. Geburtstag noch keine 700€ monatlich verdienst, gibt es aber dennoch genügend Möglichkeiten auf ein gebührenfreies Girokonto.",{"innerBlocks":3010,"name":2833,"postId":2834,"originalContent":3011,"get_parent":3012,"attributes":3013,"dynamicContent":30},[],"\u003Ch3>Online-Banking\u003C\u002Fh3>",{},{"content":163,"level":72,"anchor":2839},{"innerBlocks":3015,"name":2982,"postId":2834,"originalContent":3016,"get_parent":3017,"attributes":3018},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F2-girokonto-studierende-headlines-online-banking.jpg\" alt=\"\" class=\"wp-image-3088072\"\u002F>\u003C\u002Ffigure>",{},{"url":3019,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3020,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F2-girokonto-studierende-headlines-online-banking.jpg",3088072,{"innerBlocks":3022,"name":2842,"postId":2834,"originalContent":3023,"get_parent":3024,"attributes":3025,"dynamicContent":30},[],"\u003Cp>Während des Supermarktbesuchs in der Banking-App schnell mal nach dem Kontostand schauen oder eine Überweisung tätigen, während du im Zug bist – heutzutage alles komplett normal. Fast alle Banken bieten Apps für iPhone und Android an, damit du dein \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fonline-banking\u002F\">Online-Banking\u003C\u002Fa> nicht nur über den PC, sondern auch flexibel über dein Smartphone regeln kannst. \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Fdirektbank\u002F\">Direktbanken\u003C\u002Fa> ermöglichen es dir sogar, deine Bankangelegenheiten vollständig digital zu erledigen. Dafür bieten sie dir zudem den Vorteil, dass sie meist günstigere Preise haben als Filialbanken.\u003C\u002Fp>",{},{"content":3026,"dropCap":15,"anchor":2839},"Während des Supermarktbesuchs in der Banking-App schnell mal nach dem Kontostand schauen oder eine Überweisung tätigen, während du im Zug bist – heutzutage alles komplett normal. Fast alle Banken bieten Apps für iPhone und Android an, damit du dein \u003Ca href=\"\u002Fbanking\u002Fonline-banking\u002F\" class=\"app-link\">Online-Banking\u003C\u002Fa> nicht nur über den PC, sondern auch flexibel über dein Smartphone regeln kannst. \u003Ca href=\"\u002Fvergleich\u002Fdirektbank\u002F\" class=\"app-link\">Direktbanken\u003C\u002Fa> ermöglichen es dir sogar, deine Bankangelegenheiten vollständig digital zu erledigen. Dafür bieten sie dir zudem den Vorteil, dass sie meist günstigere Preise haben als Filialbanken.",{"innerBlocks":3028,"name":2842,"postId":2834,"originalContent":3029,"get_parent":3030,"attributes":3031,"dynamicContent":30},[],"\u003Cp>In unserem Vergleich haben wir das Kriterium App-Bewertung hinzugefügt. Schau unter diesem Punkt nach, wie die Apps von anderen Nutzern bewertet werden.\u003C\u002Fp>",{},{"content":3032,"dropCap":15,"anchor":2839},"In unserem Vergleich haben wir das Kriterium App-Bewertung hinzugefügt. Schau unter diesem Punkt nach, wie die Apps von anderen Nutzern bewertet werden.",{"innerBlocks":3034,"name":2833,"postId":2834,"originalContent":3035,"get_parent":3036,"attributes":3037,"dynamicContent":30},[],"\u003Ch3>Bankkarte\u003C\u002Fh3>",{},{"content":3038,"level":72,"anchor":2839},"Bankkarte",{"innerBlocks":3040,"name":2982,"postId":2834,"originalContent":3041,"get_parent":3042,"attributes":3043},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F3-girokonto-studierende-headlines-bankkarte.jpg\" alt=\"\" class=\"wp-image-3088073\"\u002F>\u003C\u002Ffigure>",{},{"url":3044,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3045,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F3-girokonto-studierende-headlines-bankkarte.jpg",3088073,{"innerBlocks":3047,"name":2842,"postId":2834,"originalContent":3048,"get_parent":3049,"attributes":3050,"dynamicContent":30},[],"\u003Cp>Bei einem Girokonto für Studenten sind eine \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fgirocard\u002F\">Girocard\u003C\u002Fa> oder \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fkreditkarte\u002Fdebitkarte\u002F\">Debitkarte\u003C\u002Fa> wichtig, damit du nicht nur mit Bargeld oder Smartphone, sondern auch mit der Karte zahlen kannst. Schließlich kann das Bargeld mal ausgehen und das Smartphone keinen Akku mehr haben, aber die Nacht noch lang sein.\u003C\u002Fp>",{},{"content":3051,"dropCap":15,"anchor":2839},"Bei einem Girokonto für Studenten sind eine \u003Ca href=\"\u002Fbanking\u002Fgirocard\u002F\" class=\"app-link\">Girocard\u003C\u002Fa> oder \u003Ca href=\"\u002Fkreditkarte\u002Fdebitkarte\u002F\" class=\"app-link\">Debitkarte\u003C\u002Fa> wichtig, damit du nicht nur mit Bargeld oder Smartphone, sondern auch mit der Karte zahlen kannst. Schließlich kann das Bargeld mal ausgehen und das Smartphone keinen Akku mehr haben, aber die Nacht noch lang sein.",{"innerBlocks":3053,"name":2842,"postId":2834,"originalContent":3054,"get_parent":3055,"attributes":3056,"dynamicContent":30},[],"\u003Cp>Sowohl mit einer Debitkarte als auch mit einer Girocard bist du national und in den meisten Fällen auch international gut aufgestellt. Achte für die internationale Zahlung auf das Visa- oder Mastercard-Icon auf deiner Karte. Die Zahlungssysteme dahinter heißen genauso. Falls du mit der Girocard bezahlen möchtest, musst du auf den Zusatz V-Pay, Maestro oder Mastercard achten. Alle Zahlungssysteme werden auch im Ausland akzeptiert. Hast du eine Girocard oder Debitkarte mit diesen Zahlungssystemen, kannst du sorglos Geld im In- und Ausland abheben und mit der Karte zahlen.\u003C\u002Fp>",{},{"content":3057,"dropCap":15,"anchor":2839},"Sowohl mit einer Debitkarte als auch mit einer Girocard bist du national und in den meisten Fällen auch international gut aufgestellt. Achte für die internationale Zahlung auf das Visa- oder Mastercard-Icon auf deiner Karte. Die Zahlungssysteme dahinter heißen genauso. Falls du mit der Girocard bezahlen möchtest, musst du auf den Zusatz V-Pay, Maestro oder Mastercard achten. Alle Zahlungssysteme werden auch im Ausland akzeptiert. Hast du eine Girocard oder Debitkarte mit diesen Zahlungssystemen, kannst du sorglos Geld im In- und Ausland abheben und mit der Karte zahlen.",{"innerBlocks":3059,"name":2842,"postId":2834,"originalContent":3060,"get_parent":3061,"attributes":3062,"dynamicContent":30},[],"\u003Cp>Am besten ist es natürlich, wenn du gar keine Kosten für dein Konto und weitere Leistungen zahlst. Jedoch erheben manche Banken noch Gebühren für eine Karte – dann meistens auch relativ geringe Gebühren. Andere Banken wiederum erheben eine einmalige Versandgebühr für die Karte und danach kannst du sie kostenfrei nutzen.\u003C\u002Fp>",{},{"content":3063,"dropCap":15,"anchor":2839},"Am besten ist es natürlich, wenn du gar keine Kosten für dein Konto und weitere Leistungen zahlst. Jedoch erheben manche Banken noch Gebühren für eine Karte – dann meistens auch relativ geringe Gebühren. Andere Banken wiederum erheben eine einmalige Versandgebühr für die Karte und danach kannst du sie kostenfrei nutzen.",{"innerBlocks":3065,"name":2842,"postId":2834,"originalContent":3066,"get_parent":3067,"attributes":3068,"dynamicContent":30},[],"\u003Cp>Während Girocard und Debitkarte oftmals kostenfrei sind, ist eine \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fkreditkarte\u002F\">Kreditkarte\u003C\u002Fa> in den meisten Fällen kostenpflichtig, wenn sie zum Girokonto dazugebucht werden kann.\u003C\u002Fp>",{},{"content":3069,"dropCap":15,"anchor":2839},"Während Girocard und Debitkarte oftmals kostenfrei sind, ist eine \u003Ca href=\"\u002Fkreditkarte\u002F\" class=\"app-link\">Kreditkarte\u003C\u002Fa> in den meisten Fällen kostenpflichtig, wenn sie zum Girokonto dazugebucht werden kann.",{"innerBlocks":3071,"name":3072,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":3073,"attributes":3074},[],"acf\u002Fdashed-card",{},{"name":3072,"data":3075},{"color":3076,"title":3077,"description":3078,"emoji":3079,"link":3080,"button_text":3081},"orange","Kreditkarten-Vergleich","Du möchtest dir neben deinem Girokonto auch eine gute Kreditkarte holen? Schau in unserem Kreditkarten-Vergleich nach. Dort haben wir über 60 Produkte getestet und miteinander verglichen.","💳","\u002Fvergleich\u002Fkreditkarte\u002F","Zum Vergleich",{"innerBlocks":3083,"name":2833,"postId":2834,"originalContent":3084,"get_parent":3085,"attributes":3086,"dynamicContent":30},[],"\u003Ch3>Ein- und Auszahlungen an Geldautomaten\u003C\u002Fh3>",{},{"content":3087,"level":72,"anchor":2839},"Ein- und Auszahlungen an Geldautomaten",{"innerBlocks":3089,"name":2982,"postId":2834,"originalContent":3090,"get_parent":3091,"attributes":3092},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F4-girokonto-studierende-headlines-ein-auszahlung.jpg\" alt=\"\" class=\"wp-image-3088076\"\u002F>\u003C\u002Ffigure>",{},{"url":3093,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3094,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F4-girokonto-studierende-headlines-ein-auszahlung.jpg",3088076,{"innerBlocks":3096,"name":2842,"postId":2834,"originalContent":3097,"get_parent":3098,"attributes":3099,"dynamicContent":30},[],"\u003Cp>Auch wenn die \u003Ca href=\"https:\u002F\u002Fwww.bundesbank.de\u002Fde\u002Fpresse\u002Fpressenotizen\u002Fzahlungsverhalten-in-deutschland-2023-934828\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Akzeptanz von Bargeld in den letzten Jahren leicht gesunken\u003C\u002Fa> ist, sind noch immer viele Menschen in Deutschland Fan davon, mit Scheinen und Münzen zu zahlen. Falls du auch zu dieser Gruppe gehörst, solltest du darauf achten, dass bei deinem Girokonto keine Gebühr für das Abheben von Bargeld anfällt. Kostenlose Bargeldabhebungen sind bei den meisten Banken schon der Standard. Normalerweise kannst du bis zu 3 oder 4 Mal im Monat Bargeld abheben und musst erst danach pro Abhebung zahlen. Zahlreiche Banken ermöglichen es aber auch schon, unbegrenzt kostenlos Bargeld vom Konto abzuheben.\u003C\u002Fp>",{},{"content":3100,"dropCap":15,"anchor":2839},"Auch wenn die \u003Ca href=\"https:\u002F\u002Fwww.bundesbank.de\u002Fde\u002Fpresse\u002Fpressenotizen\u002Fzahlungsverhalten-in-deutschland-2023-934828\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"app-link\">Akzeptanz von Bargeld in den letzten Jahren leicht gesunken\u003C\u002Fa> ist, sind noch immer viele Menschen in Deutschland Fan davon, mit Scheinen und Münzen zu zahlen. Falls du auch zu dieser Gruppe gehörst, solltest du darauf achten, dass bei deinem Girokonto keine Gebühr für das Abheben von Bargeld anfällt. Kostenlose Bargeldabhebungen sind bei den meisten Banken schon der Standard. Normalerweise kannst du bis zu 3 oder 4 Mal im Monat Bargeld abheben und musst erst danach pro Abhebung zahlen. Zahlreiche Banken ermöglichen es aber auch schon, unbegrenzt kostenlos Bargeld vom Konto abzuheben.",{"innerBlocks":3102,"name":2842,"postId":2834,"originalContent":3103,"get_parent":3104,"attributes":3105,"dynamicContent":30},[],"\u003Cp>Du möchtest die 100€ von Opa direkt in deinen Sparplan investieren oder bist einfach nur von der Fraktion „mit Karte zahlen“, dann solltest du darauf achten, dass du kostenlos \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgirokonto\u002Fgeld-einzahlen\u002F\">Bargeld auf dein Konto einzahlen\u003C\u002Fa> kannst. Dies ist von Anbieter zu Anbieter recht unterschiedlich geregelt. Direktbanken z.B. haben gar keine Filialen – hier kann Bargeld nur bei teilnehmenden Handelspartnern eingezahlt werden. Das ist meistens nicht kostenfrei. Traditionelle Banken wiederum, die auch ein Filialnetzwerk betreiben, ermöglichen es dir im Regelfall kostenfrei, Geld auf dein Konto einzuzahlen.\u003C\u002Fp>",{},{"content":3106,"dropCap":15,"anchor":2839},"Du möchtest die 100€ von Opa direkt in deinen Sparplan investieren oder bist einfach nur von der Fraktion „mit Karte zahlen“, dann solltest du darauf achten, dass du kostenlos \u003Ca href=\"\u002Fgirokonto\u002Fgeld-einzahlen\u002F\" class=\"app-link\">Bargeld auf dein Konto einzahlen\u003C\u002Fa> kannst. Dies ist von Anbieter zu Anbieter recht unterschiedlich geregelt. Direktbanken z.B. haben gar keine Filialen – hier kann Bargeld nur bei teilnehmenden Handelspartnern eingezahlt werden. Das ist meistens nicht kostenfrei. Traditionelle Banken wiederum, die auch ein Filialnetzwerk betreiben, ermöglichen es dir im Regelfall kostenfrei, Geld auf dein Konto einzuzahlen.",{"innerBlocks":3108,"name":2833,"postId":2834,"originalContent":3109,"get_parent":3110,"attributes":3111,"dynamicContent":30},[],"\u003Ch3>Internationale Leistungen\u003C\u002Fh3>",{},{"content":3112,"level":72,"anchor":2839},"Internationale Leistungen",{"innerBlocks":3114,"name":2982,"postId":2834,"originalContent":3115,"get_parent":3116,"attributes":3117},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F5-girokonto-studierende-headlines-internationale-leistungen.jpg\" alt=\"\" class=\"wp-image-3088075\"\u002F>\u003C\u002Ffigure>",{},{"url":3118,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3119,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F5-girokonto-studierende-headlines-internationale-leistungen.jpg",3088075,{"innerBlocks":3121,"name":2842,"postId":2834,"originalContent":3122,"get_parent":3123,"attributes":3124,"dynamicContent":30},[],"\u003Cp>Als Student fährst du natürlich auch in den Urlaub oder planst vielleicht schon dein Semester oder Praktikum im Ausland. Dafür ist es wichtig, dass die Kartennutzung im Ausland reibungslos funktioniert und du auch in Fremdwährung zu geringen bis gar keinen Gebühren Geld abheben kannst.\u003C\u002Fp>",{},{"content":3125,"dropCap":15,"anchor":2839},"Als Student fährst du natürlich auch in den Urlaub oder planst vielleicht schon dein Semester oder Praktikum im Ausland. Dafür ist es wichtig, dass die Kartennutzung im Ausland reibungslos funktioniert und du auch in Fremdwährung zu geringen bis gar keinen Gebühren Geld abheben kannst.",{"innerBlocks":3127,"name":2842,"postId":2834,"originalContent":3128,"get_parent":3129,"attributes":3130,"dynamicContent":30},[],"\u003Cp>Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften wie Visa oder Mastercard erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.\u003C\u002Fp>",{},{"content":3131,"dropCap":15,"anchor":2839},"Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften wie Visa oder Mastercard erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.",{"innerBlocks":3133,"name":2842,"postId":2834,"originalContent":3134,"get_parent":3135,"attributes":3136,"dynamicContent":30},[],"\u003Cp>Im Euro-Ausland wiederum ist die Zahlung mit Karte meist kostenfrei. Lediglich beim Geldabheben fallen Kosten an, wobei die ersten 2 bis 4 Abhebungen bei vielen Banken kostenfrei sind.\u003C\u002Fp>",{},{"content":3137,"dropCap":15,"anchor":2839},"Im Euro-Ausland wiederum ist die Zahlung mit Karte meist kostenfrei. Lediglich beim Geldabheben fallen Kosten an, wobei die ersten 2 bis 4 Abhebungen bei vielen Banken kostenfrei sind.",{"innerBlocks":3139,"name":2842,"postId":2834,"originalContent":3140,"get_parent":3141,"attributes":3142,"dynamicContent":30},[],"\u003Cp>Sowohl beim Geldabheben als auch bei Zahlungen mit der Karte können im Nicht-Euro-Ausland folgende Gebühren anfallen:\u003C\u002Fp>",{},{"content":3143,"dropCap":15,"anchor":2839},"Sowohl beim Geldabheben als auch bei Zahlungen mit der Karte können im Nicht-Euro-Ausland folgende Gebühren anfallen:",{"innerBlocks":3145,"name":3146,"postId":2834,"originalContent":3147,"get_parent":3148,"attributes":3149,"dynamicContent":30},[],"core\u002Flist","\u003Cul>\u003Cli>Gebühr für Fremdwährungen\u003C\u002Fli>\u003Cli>Aufschlag auf den tatsächlichen Wechselkurs\u003C\u002Fli>\u003Cli>Aufschlag auf den realen Wechselkurs von Kreditkartenanbietern wie Visa oder Mastercard\u003C\u002Fli>\u003Cli>Zusätzlicher Aufschlag von Banken auf den Wechselkurs der Kreditkartenunternehmen\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":15,"values":3150,"anchor":2839},"\u003Cli>Gebühr für Fremdwährungen\u003C\u002Fli>\u003Cli>Aufschlag auf den tatsächlichen Wechselkurs\u003C\u002Fli>\u003Cli>Aufschlag auf den realen Wechselkurs von Kreditkartenanbietern wie Visa oder Mastercard\u003C\u002Fli>\u003Cli>Zusätzlicher Aufschlag von Banken auf den Wechselkurs der Kreditkartenunternehmen\u003C\u002Fli>",{"innerBlocks":3152,"name":2833,"postId":2834,"originalContent":3153,"get_parent":3154,"attributes":3155,"dynamicContent":30},[],"\u003Ch3>Kostenlose Überweisungen und Echtzeitüberweisungen\u003C\u002Fh3>",{},{"content":3156,"level":72,"anchor":2839},"Kostenlose Überweisungen und Echtzeitüberweisungen",{"innerBlocks":3158,"name":2982,"postId":2834,"originalContent":3159,"get_parent":3160,"attributes":3161},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F6-girokonto-studierende-headlines-kostenlose-uberweisungen.jpg\" alt=\"\" class=\"wp-image-3088074\"\u002F>\u003C\u002Ffigure>",{},{"url":3162,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3163,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F6-girokonto-studierende-headlines-kostenlose-uberweisungen.jpg",3088074,{"innerBlocks":3165,"name":2842,"postId":2834,"originalContent":3166,"get_parent":3167,"attributes":3168,"dynamicContent":30},[],"\u003Cp>Verschickst du Geld mit einer Echtzeitüberweisung, kommt das Geld jederzeit (auch an Sonn- und Feiertagen) innerhalb von maximal 20 Sekunden auf dem anderen Konto an. In unserem Vergleich führen wir auf, ob es bei den Girokonten für Studenten auch eine Echtzeitüberweisung gibt und ob diese kostenlos ist oder nicht. Ein paar Anbieter stellen diese Funktion schon kostenfrei zur Verfügung.\u003C\u002Fp>",{},{"content":3169,"dropCap":15,"anchor":2839},"Verschickst du Geld mit einer Echtzeitüberweisung, kommt das Geld jederzeit (auch an Sonn- und Feiertagen) innerhalb von maximal 20 Sekunden auf dem anderen Konto an. In unserem Vergleich führen wir auf, ob es bei den Girokonten für Studenten auch eine Echtzeitüberweisung gibt und ob diese kostenlos ist oder nicht. Ein paar Anbieter stellen diese Funktion schon kostenfrei zur Verfügung.",{"innerBlocks":3171,"name":2842,"postId":2834,"originalContent":3172,"get_parent":3173,"attributes":3174,"dynamicContent":30},[],"\u003Cp>Kostenlose SEPA-Überweisungen bieten schon fast alle Banken an, sodass du dir hier eigentlich keine Gedanken machen musst.\u003C\u002Fp>",{},{"content":3175,"dropCap":15,"anchor":2839},"Kostenlose SEPA-Überweisungen bieten schon fast alle Banken an, sodass du dir hier eigentlich keine Gedanken machen musst.",{"innerBlocks":3177,"name":2833,"postId":2834,"originalContent":3178,"get_parent":3179,"attributes":3180,"dynamicContent":30},[],"\u003Ch2>Was kann noch interessant sein für ein Giro-Studentenkonto?\u003C\u002Fh2>",{},{"content":3181,"level":98,"anchor":2839},"Was kann noch interessant sein für ein Giro-Studentenkonto?",{"innerBlocks":3183,"name":2842,"postId":2834,"originalContent":3184,"get_parent":3185,"attributes":3186,"dynamicContent":30},[],"\u003Cp>Hast du das passende Girokonto mit geringen Gebühren gefunden, ist das schon mal die halbe Miete. Zwei weitere Leistungen, die für dein Girokonto noch interessant sein könnten, sind der Dispo und die Zinsen aufs Guthaben. Diese haben wir im Folgenden beschrieben.\u003C\u002Fp>",{},{"content":3187,"dropCap":15,"anchor":2839},"Hast du das passende Girokonto mit geringen Gebühren gefunden, ist das schon mal die halbe Miete. Zwei weitere Leistungen, die für dein Girokonto noch interessant sein könnten, sind der Dispo und die Zinsen aufs Guthaben. Diese haben wir im Folgenden beschrieben.",{"innerBlocks":3189,"name":2833,"postId":2834,"originalContent":3190,"get_parent":3191,"attributes":3192,"dynamicContent":30},[],"\u003Ch3>Dispo möglich\u003C\u002Fh3>",{},{"content":3193,"level":72,"anchor":2839},"Dispo möglich",{"innerBlocks":3195,"name":2982,"postId":2834,"originalContent":3196,"get_parent":3197,"attributes":3198},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F7-girokonto-studierende-headlines-dispo.jpg\" alt=\"\" class=\"wp-image-3088077\"\u002F>\u003C\u002Ffigure>",{},{"url":3199,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3200,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F7-girokonto-studierende-headlines-dispo.jpg",3088077,{"innerBlocks":3202,"name":2842,"postId":2834,"originalContent":3203,"get_parent":3204,"attributes":3205,"dynamicContent":30},[],"\u003Cp>Auch wenn es nicht besonders ratsam ist, ist es manchmal einfach notwendig, sich bei der Bank etwas Geld zu leihen. Mit dem Dispokredit kannst du dir Geld von deiner Bank leihen und es flexibel zurückzahlen. Dafür verlangen die Banken im Schnitt ca. 10% Zinsen pro Jahr auf den Kredit. Solltest du mal den Dispo nutzen, raten wir dir, den Kredit so schnell wie möglich zurückzuzahlen, damit sich deine Schulden nicht vermehren.\u003C\u002Fp>",{},{"content":3206,"dropCap":15,"anchor":2839},"Auch wenn es nicht besonders ratsam ist, ist es manchmal einfach notwendig, sich bei der Bank etwas Geld zu leihen. Mit dem Dispokredit kannst du dir Geld von deiner Bank leihen und es flexibel zurückzahlen. Dafür verlangen die Banken im Schnitt ca. 10% Zinsen pro Jahr auf den Kredit. Solltest du mal den Dispo nutzen, raten wir dir, den Kredit so schnell wie möglich zurückzuzahlen, damit sich deine Schulden nicht vermehren.",{"innerBlocks":3208,"name":2842,"postId":2834,"originalContent":3209,"get_parent":3210,"attributes":3211,"dynamicContent":30},[],"\u003Cp>Welche Girokonten dir einen Dispo anbieten, siehst du in unserem Vergleich. Einige Banken machen es abhängig von deiner Bonität, ob du einen Dispo zur Verfügung bekommst; bei anderen bekommen alle Kunden – unabhängig von Bonität oder Einkommen – einen Dispokredit zur Verfügung.\u003C\u002Fp>",{},{"content":3212,"dropCap":15,"anchor":2839},"Welche Girokonten dir einen Dispo anbieten, siehst du in unserem Vergleich. Einige Banken machen es abhängig von deiner Bonität, ob du einen Dispo zur Verfügung bekommst; bei anderen bekommen alle Kunden – unabhängig von Bonität oder Einkommen – einen Dispokredit zur Verfügung.",{"innerBlocks":3214,"name":2833,"postId":2834,"originalContent":3215,"get_parent":3216,"attributes":3217,"dynamicContent":30},[],"\u003Ch3>Zinsen aufs Guthaben bekommen\u003C\u002Fh3>",{},{"content":3218,"level":72,"anchor":2839},"Zinsen aufs Guthaben bekommen",{"innerBlocks":3220,"name":2982,"postId":2834,"originalContent":3221,"get_parent":3222,"attributes":3223},[],"\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F8-girokonto-studierende-headlines-zinsen.jpg\" alt=\"\" class=\"wp-image-3088078\"\u002F>\u003C\u002Ffigure>",{},{"url":3224,"alt":2839,"caption":2839,"title":2839,"href":2987,"rel":2839,"linkClass":2839,"linkTarget":2839,"anchor":2839,"id":3225,"sizeSlug":2989,"linkDestination":2990},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F10\u002F8-girokonto-studierende-headlines-zinsen.jpg",3088078,{"innerBlocks":3227,"name":2842,"postId":2834,"originalContent":3228,"get_parent":3229,"attributes":3230,"dynamicContent":30},[],"\u003Cp>Vereinzelt bieten Banken auch auf das Guthaben auf dem Girokonto Zinsen an. Ob dies bei dem Girokonto deiner Wahl der Fall ist, entnimmst du der Zeile „Zinsen auf dem Girokonto“ aus unserem Vergleich.\u003C\u002Fp>",{},{"content":3231,"dropCap":15,"anchor":2839},"Vereinzelt bieten Banken auch auf das Guthaben auf dem Girokonto Zinsen an. Ob dies bei dem Girokonto deiner Wahl der Fall ist, entnimmst du der Zeile „Zinsen auf dem Girokonto“ aus unserem Vergleich.",{"innerBlocks":3233,"name":2842,"postId":2834,"originalContent":3234,"get_parent":3235,"attributes":3236,"dynamicContent":30},[],"\u003Cp>Auch wenn Zinsen auf dein Guthaben ein toller Nebeneffekt sind, solltest du deine Wahl nicht allein von diesem Feature abhängig machen. Viel wichtiger ist, dass die Bank alle wichtigen Leistungen abdeckt, die du benötigst.\u003C\u002Fp>",{},{"content":3237,"dropCap":15,"anchor":2839},"Auch wenn Zinsen auf dein Guthaben ein toller Nebeneffekt sind, solltest du deine Wahl nicht allein von diesem Feature abhängig machen. Viel wichtiger ist, dass die Bank alle wichtigen Leistungen abdeckt, die du benötigst.",{"innerBlocks":3239,"name":2833,"postId":2834,"originalContent":3240,"get_parent":3241,"attributes":3242,"dynamicContent":30},[],"\u003Ch2>Welche Unterlagen brauchst du für ein Girokonto für Studenten?\u003C\u002Fh2>",{},{"content":3243,"level":98,"anchor":2839},"Welche Unterlagen brauchst du für ein Girokonto für Studenten?",{"innerBlocks":3245,"name":2842,"postId":2834,"originalContent":3246,"get_parent":3247,"attributes":3248,"dynamicContent":30},[],"\u003Cp>Um ein Girokonto für Studenten zu eröffnen, brauchst du in den meisten Fällen nicht viel mehr an Dokumenten als bei einer regulären Kontoeröffnung. Lediglich eine Immatrikulationsbescheinigung kann von der Bank verlangt werden – einmalig oder in jedem Semester, hier unterscheiden sich die Anbieter voneinander.\u003Cbr>Um ein Studentenkonto zu eröffnen, benötigst du in der Regel folgende Dokumente:\u003C\u002Fp>",{},{"content":3249,"dropCap":15,"anchor":2839},"Um ein Girokonto für Studenten zu eröffnen, brauchst du in den meisten Fällen nicht viel mehr an Dokumenten als bei einer regulären Kontoeröffnung. Lediglich eine Immatrikulationsbescheinigung kann von der Bank verlangt werden – einmalig oder in jedem Semester, hier unterscheiden sich die Anbieter voneinander.\u003Cbr>Um ein Studentenkonto zu eröffnen, benötigst du in der Regel folgende Dokumente:",{"innerBlocks":3251,"name":3146,"postId":2834,"originalContent":3252,"get_parent":3253,"attributes":3254,"dynamicContent":30},[],"\u003Cul>\u003Cli>Gültiges Ausweisdokument wie deinen Personalausweis oder Reisepass\u003C\u002Fli>\u003Cli>Steuer-Identifikationsnummer\u003C\u002Fli>\u003Cli>Angaben zu deiner Person\u003C\u002Fli>\u003Cli>Kontaktdaten\u003C\u002Fli>\u003Cli>Einige Banken fragen deine berufliche oder finanzielle Situation ab\u003C\u002Fli>\u003Cli>Einige Banken verlangen eine Immatrikulationsbescheinigung\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":15,"values":3255,"anchor":2839},"\u003Cli>Gültiges Ausweisdokument wie deinen Personalausweis oder Reisepass\u003C\u002Fli>\u003Cli>Steuer-Identifikationsnummer\u003C\u002Fli>\u003Cli>Angaben zu deiner Person\u003C\u002Fli>\u003Cli>Kontaktdaten\u003C\u002Fli>\u003Cli>Einige Banken fragen deine berufliche oder finanzielle Situation ab\u003C\u002Fli>\u003Cli>Einige Banken verlangen eine Immatrikulationsbescheinigung\u003C\u002Fli>",{"innerBlocks":3257,"name":2842,"postId":2834,"originalContent":3258,"get_parent":3259,"attributes":3260,"dynamicContent":30},[],"\u003Cp>Ein Konto kannst du bei so gut wie allen Banken online eröffnen. In den meisten Fällen legitimierst du dich dann mit deinem Ausweis über Video-Ident, E-Ident oder Post-Ident. In unserem Vergleich siehst du, bei welcher Bank welches Ident-Verfahren akzeptiert wird.\u003C\u002Fp>",{},{"content":3261,"dropCap":15,"anchor":2839},"Ein Konto kannst du bei so gut wie allen Banken online eröffnen. In den meisten Fällen legitimierst du dich dann mit deinem Ausweis über Video-Ident, E-Ident oder Post-Ident. In unserem Vergleich siehst du, bei welcher Bank welches Ident-Verfahren akzeptiert wird.",{"innerBlocks":3263,"name":2833,"postId":2834,"originalContent":3264,"get_parent":3265,"attributes":3266,"dynamicContent":30},[],"\u003Ch2>Was passiert mit deinem Konto, wenn du kein Student mehr bist?\u003C\u002Fh2>",{},{"content":3267,"level":98,"anchor":2839},"Was passiert mit deinem Konto, wenn du kein Student mehr bist?",{"innerBlocks":3269,"name":2842,"postId":2834,"originalContent":3270,"get_parent":3271,"attributes":3272,"dynamicContent":30},[],"\u003Cp>Unserem Vergleich kannst du entnehmen, ob es sich bei dem gewählten Girokonto für Studenten um ein Konto speziell für Studis handelt oder ob es ein normales Girokonto ist. Bei einem normalen Girokonto besteht die Möglichkeit, dass es komplett kostenfrei oder bis zum 28. Lebensjahr kostenfrei ist. Nach dem 28. Lebensjahr können Gebühren anfallen, wenn du keinen Mindestgeldeingang hast. Im besten Fall verdienst du mit 28 dann aber schon über 700€ (der Mindestgeldeingang bei den meisten Konten). Dann steht dir das Konto auch als normales Girokonto zur Verfügung.\u003C\u002Fp>",{},{"content":3273,"dropCap":15,"anchor":2839},"Unserem Vergleich kannst du entnehmen, ob es sich bei dem gewählten Girokonto für Studenten um ein Konto speziell für Studis handelt oder ob es ein normales Girokonto ist. Bei einem normalen Girokonto besteht die Möglichkeit, dass es komplett kostenfrei oder bis zum 28. Lebensjahr kostenfrei ist. Nach dem 28. Lebensjahr können Gebühren anfallen, wenn du keinen Mindestgeldeingang hast. Im besten Fall verdienst du mit 28 dann aber schon über 700€ (der Mindestgeldeingang bei den meisten Konten). Dann steht dir das Konto auch als normales Girokonto zur Verfügung.",{"innerBlocks":3275,"name":2842,"postId":2834,"originalContent":3276,"get_parent":3277,"attributes":3278,"dynamicContent":30},[],"\u003Cp>Falls du ein spezielles Studentenkonto abgeschlossen hast, fällst du nach Ablauf des Studiums meistens in die nächste Kategorie deiner Bank und führst ein normales Girokonto weiter. So musst du dich nicht darum kümmern, ein neues Konto zu suchen und zu eröffnen.\u003C\u002Fp>",{},{"content":3279,"dropCap":15,"anchor":2839},"Falls du ein spezielles Studentenkonto abgeschlossen hast, fällst du nach Ablauf des Studiums meistens in die nächste Kategorie deiner Bank und führst ein normales Girokonto weiter. So musst du dich nicht darum kümmern, ein neues Konto zu suchen und zu eröffnen.",{"innerBlocks":3281,"name":2833,"postId":2834,"originalContent":3282,"get_parent":3283,"attributes":3284,"dynamicContent":30},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":3285,"level":98,"anchor":2839},"Häufig gestellte Fragen",{"innerBlocks":3287,"name":3288,"postId":2834,"originalContent":2839,"saveContent":2839,"get_parent":3289,"attributes":3290},[],"acf\u002Faccordion",{},{"name":3288,"data":3291},{"accordion_0_accordion_headline":3292,"accordion_0_accordion_description":3293,"accordion_1_accordion_headline":3294,"accordion_1_accordion_description":3295,"accordion_2_accordion_headline":3296,"accordion_2_accordion_description":3297,"accordion":72},"Was ist ein Studentenkonto?","Ein Studentenkonto ist ein Girokonto für Studenten. Mit einem Studentenkonto solltest du möglichst geringe bis gar keine Ausgaben haben. Achte daher darauf, dass du ein Studentenkonto eröffnest, welches keine Kontoführungsgebühr hat und für zusätzliche Leistungen ebenfalls keine Gebühren erhebt.","Ist ein Girokonto für Studenten immer kostenlos?","Nein, ein Girokonto für Studenten ist nicht immer kostenlos. Zwar bieten viele Banken besondere Modelle für Studenten an und erheben keine Kontoführungsgebühr, jedoch können Gebühren für andere Leistungen anfallen.","Welche Bank ist die beste für junge Leute?","Die beste Bank für junge Leute ist die C24 Bank mit dem C24 Smartkonto. Damit erhältst du ein kostenloses Girokonto, welches ebenfalls eine kostenlose Girocard und Debitkarte enthält. Beim Smartkonto von C24 kannst du 4-mal monatlich kostenlos Geld im Ausland abheben, danach zahlst du 2€ pro Abhebung.",[3299,3302,3305],{"title":3300,"link":3301},"Vergleich","\u002Fvergleich",{"title":3303,"link":3304},"Girokonto","\u002Fvergleich\u002Fgirokonto",{"title":3306,"link":2839},"Für Studenten","cG9zdDozMDUzNTgw",{"__typename":3309,"metaDesc":2839,"opengraphType":3310,"opengraphTitle":3311,"opengraphSiteName":3312,"opengraphImage":30,"metaRobotsNoindex":3313,"metaRobotsNofollow":3314,"opengraphDescription":3315,"opengraphModifiedTime":3316,"opengraphPublishedTime":2839,"twitterTitle":2839,"twitterDescription":2839,"title":3311,"readingTime":1009},"PostTypeSEO","article","Girokonto für Studenten 2026 - Staging Finanzfluss","Staging Finanzfluss","noindex","follow","Die besten Girokonten für Studenten In unserem Vergleich haben die Anbieter C24, DKB, Pax-Bank und Consorsbank am besten abgeschnitten. Sie bieten die besten Girokonten für Studenten. Diese schauen wir uns nun etwas genauer an. Das C24 Smartkonto gewinnt in unserem Studentenkonto-Vergleich. Mit dem Smartkonto hast du ein gutes Angebot an deiner Seite, denn die meisten […]","2024-12-09T16:26:17+00:00","Girokonto für Studenten 2026","\u002Fvergleich\u002Fgirokonto\u002Fstudenten\u002F","sub-comparison",1783332100973]