[{"data":1,"prerenderedAt":1115},["ShallowReactive",2],{"comparison-robo-advisor-kinder":3},{"directusData":4,"page":1004,"uri":37,"type":1114},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":16,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":17,"items_filter":18,"custom_table_columns":17,"table_sort":22,"disclaimer":27,"selected_alt_product_name":28,"parent_awards":29,"award_highlight":30,"tags":31,"award_1_label":38,"comparison":39,"user_created":179,"award_1_item":182,"items":189,"table_columns":970,"product_selection_title":45},30,"kinder","Der beste Robo-Advisor für Kinder","\u003Ch2>Beste Robo-Advisor für den Nachwuchs (07\u002F2026)\u003C\u002Fh2>\n\u003Cp>Für die Ersparnisse für den eigenen Nachwuchs eignet sich das Investieren über einen Robo-Advisor. Dieser übernimmt das Management, wie das Rebalancing und die Ausführung der Sparpläne, für dich. Mithilfe unserer Community haben wir die wichtigsten Kriterien ausgewählt, sodass du den besten Robo-Advisor für deine Kinder finden kannst.\u003C\u002Fp>","2026-07-01T09:12:04.771Z",[11],{"label":12,"value":13,"icon":14},"Befragte Personen","475","users",true,false,null,[19],{"key":20,"filter":21},"junior_account_possibility","notempty",[23],{"label":24,"key":25,"sort":26,"default_sort":15},"Testnote","rating","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Anbieter\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vQPnqJQuiXTFABFDAw6coXc_PvTeahRMlUv8F3TbOwGOh51ifhXoSpC0oIRdfm4mxgQXN1ejQLAZR-c\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">in unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>","alt_product_name_1",[],"0",[32,35],{"tag_label":33,"tag_link":34},"Junior Depot","\u002Fvergleich\u002Fjunior-depot\u002F",{"tag_label":36,"tag_link":37},"Robo-Advisor für Kinder","\u002Fvergleich\u002Frobo-advisor\u002Fkinder\u002F","Bester Kinder-Robo",{"title":40,"slug":41,"date_updated":42,"factsheet":43,"product_selection_title":45,"default_parameters":17,"table_columns":46,"table_sort":161,"disclaimer":27,"award_1_label":163,"user_created":164,"award_1_item":168},"Robo-Advisor-Vergleich","robo-advisor","2026-07-01T09:09:00.929Z",[44],{"label":12,"value":13,"icon":14},"Deine Robo-Advisor Auswahl",[47,50,54,58,62,67,73,78,82,86,89,93,98,102,105,110,113,117,121,124,127,130,133,135,139,144,150,154,158],{"label":48,"key":49,"type":49,"active":15},"Ranking","provider",{"label":51,"key":52,"type":53,"active":15},"Produkt","label","product",{"label":55,"key":56,"type":57,"active":15},"Angebot","url","cta",{"label":59,"key":60,"type":61,"active":16},"Preis-Leistungs-Verzeichnis","plv_link","link",{"label":24,"key":25,"type":25,"active":15,"options":63,"sortable":16,"sort_options":64,"description":66},[],[65],"default_sort","\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vQPnqJQuiXTFABFDAw6coXc_PvTeahRMlUv8F3TbOwGOh51ifhXoSpC0oIRdfm4mxgQXN1ejQLAZR-c\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>",{"label":68,"key":69,"type":70,"active":15,"description":71,"sortable":16,"sort_options":65,"mobile_rank":72},"Servicegebühr pro Jahr","cost","text","\u003Cp>Kosten, die jährlich für den Robo-Advisor anfallen und an denen der Robo-Advisor verdient. \u003C\u002Fp>",1,{"label":74,"key":75,"type":70,"active":15,"description":76,"mobile_rank":77},"ETF Portfolio Kosten","cost_etf_portfolio","\u003Cp>TER eines Portfolios. Dafür wurde ein beispielhaftes Portfolio mit einer ausgewogenen bis hohen Risikostufe ausgewählt.\u003C\u002Fp>",2,{"label":79,"key":80,"type":81,"active":16},"Performancegebühr","performance_fee","check",{"label":83,"key":84,"type":81,"active":15,"mobile_rank":85},"Sparplanfähig","savings_plan_able",5,{"label":87,"key":88,"type":81,"active":15},"Auszahlungsplan","withdrawal_plan",{"label":90,"key":91,"type":70,"active":15,"description":92},"Mindestsparrate","min_savings_rate_amount","\u003Cp>Dieser Betrag muss mindestens pro Monat investiert werden, wenn du einen Sparplan nutzen möchtest.\u003C\u002Fp>",{"label":94,"key":95,"type":70,"active":15,"mobile_rank":96,"description":97},"Mindestanlagesumme","minimum_investment_amount",4,"\u003Cp>Der Betrag, der mindestens investiert werden muss, wenn du per Einmal-Anlage investieren möchtest. Wenn du per Sparplan investierst, kann dieser Mindestbetrag entfallen.\u003C\u002Fp>",{"label":99,"key":100,"type":101,"active":15},"Anlagestrategien","investment_criteria","features",{"label":103,"key":104,"type":101,"active":15,"mobile_rank":17},"Anlageuniversum","investment_universe",{"label":106,"key":107,"type":70,"active":15,"description":108,"mobile_rank":109},"Anzahl der Strategien","strategies_count","\u003Cp>Innerhalb jeder Strategie sind in der Regel mehrere Risikoallokationen möglich\u003C\u002Fp>",3,{"label":111,"key":112,"type":81,"active":15},"Nachhaltiges Portfolio möglich","sustainable_portfolio_possibility",{"label":114,"key":115,"type":70,"active":15,"description":116},"Anzahl der Titel","titles_count","\u003Cp>Anzahl der Titel eines beispielhaften Portfolios mit einer ausgewogenen bis hohen Risikostufe.\u003C\u002Fp>",{"label":118,"key":119,"type":61,"active":15,"description":120},"Verwendete ETFs","used_etfs","\u003Cp>Verwendete ETFs eines beispielhaften Portfolios mit einer ausgewogenen bis hohen Risikostufe. Hinzu können noch weitere Positionen kommen, wie nicht börsengelistete Fonds oder alternative Assets.\u003C\u002Fp>",{"label":122,"key":123,"type":70,"active":15},"Rebalancing","rebalancing",{"label":125,"key":126,"type":70,"active":15},"Depotführung","custodian_account_management",{"label":128,"key":129,"type":81,"active":16},"Halte- \u002F Kündigungs­fristen","holding_or_cancelation_periods",{"label":131,"key":132,"type":70,"active":16},"Zinssatz auf Verrechnungskonto","clearing_account_interest",{"label":134,"key":20,"type":81,"active":16},"Kinder\u002FJunior Depot möglich?",{"label":136,"key":137,"type":70,"active":15,"description":138},"Assets under Management","aum","\u003Cp>Laut Auskunft der jeweiligen Anbieter\u003C\u002Fp>",{"label":140,"key":141,"type":142,"active":15,"description":143},"Transparenz (vor Anmeldung)","general_transparency","multicheck","\u003Cp>Die Zusammensetzung und Kosten werden vollständig offengelegt, bevor persönliche Daten angegeben werden müssen. 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data-sheets-root=\"1\">Durchschnittlicher Wert aller Portfolios\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp data-pm-slice=\"1 1 ["list",{},"list_item",{"indent":1,"type":"numbered"}]\">\u003Cspan data-sheets-root=\"1\">mit je 4 unterschiedlichen Risiko-Allokationen\u003C\u002Fspan>\u003C\u002Fp>","https:\u002F\u002Fwww.finanzfluss.de\u002Finformer\u002Fetf\u002Fsuche\u002F?q=DE0005933931,DE0002635307,IE0005042456,DE0005933923,DE0006289309,IE00B53SZB19,IE00B4LN9N13,IE00BMZ17W23,IE00BCLWRD08,IE00BK5BC891,DE000A0D8Q31,IE0032523478,IE00BYXPSP02,IE00B2NPKV68,LU1650489385,IE00B66F4759",[870,871],{"feature":706,"rating":199},{"feature":288,"rating":199},[873,874,875],{"label":204,"value":15,"description":205},{"label":207,"value":16,"description":610},{"label":210,"value":15,"description":876},"Die genauen Produktkosten sind nicht einsehbar, lediglich durchschnittliche 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Depot","Monatlich","1.000€","0,25%","2026-05-26T08:45:56.640Z","2023-06-16T13:28:20.905Z",[905,907],{"label":242,"image":906},{"id":244,"filename_download":245},{"label":247,"image":908},{"id":249,"filename_download":250},[910,912,914],{"label":258,"logo":911},{"id":260,"filename_download":261},{"label":263,"logo":913},{"id":265,"filename_download":266},{"label":268,"logo":915},{"id":270,"filename_download":271},{"label":897,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":917},{"id":918,"filename_download":919},"a46dcf8a-6b5b-4bc2-a2e1-ca267170939f","smavesto_Logo_130x35.svg",{"item":921},{"holding_or_cancelation_periods":17,"sustainable_portfolio_possibility":16,"withdrawal_plan":16,"performance_fee":17,"savings_plan_able":15,"junior_account_possibility":15,"id":922,"label_description":17,"cost_description":17,"cost_etf_portfolio_description":17,"performance_fee_description":17,"minimum_investment_amount_description":442,"strategies_count_description":923,"rebalancing_description":17,"savings_plan_able_description":17,"withdrawal_plan_description":17,"holding_or_cancelation_periods_description":17,"sustainable_portfolio_possibility_description":17,"clearing_account_interest_description":17,"junior_account_possibility_description":17,"used_etfs":17,"starting_premium_description":17,"additional_callout_description":17,"investment_criteria":924,"general_transparency":927,"investment_universe":933,"special_features":938,"investment_strategies":943,"rating":945,"url":946,"label":947,"status":227,"alt_product_name_1":948,"clearing_account_interest":17,"used_etfs_description":17,"rebalancing":229,"strategies_count":628,"minimum_investment_amount":467,"cost":949,"cost_etf_portfolio":950,"plv_link_description":17,"plv_link":17,"aum":469,"custodian_account_management":951,"min_savings_rate_amount":528,"titles_count":952,"additional_callout":17,"starting_premium":17,"alt_product_name_3":17,"alt_product_name_2":17,"date_updated":953,"date_created":954,"user_updated":359,"user_created":418,"customer_support":955,"supported_platforms":962,"provider":965,"branches":16,"_sortIndex":440},16,"\u003Cp>\u003Cspan data-sheets-root=\"1\">7 unterschiedliche Risikoprofile\u003C\u002Fspan>\u003C\u002Fp>",[925,926],{"feature":706,"rating":199},{"feature":288,"rating":199},[928,929,931],{"label":204,"value":16,"description":608},{"label":207,"value":15,"description":930},"Gewichtung der Assetklassen auf der Website einsehbar",{"label":210,"value":15,"description":932},"Kosten des Fonds",[934,935,937],{"feature":214,"rating":199},{"feature":936,"rating":199},"Anleihen-ETF",{"feature":220,"rating":199},[939,941,942],{"feature":940,"rating":16},"Nur teure Produkte besparbar",{"feature":724,"rating":15},{"feature":778,"rating":16},[944],{"feature":198,"rating":15},2.8679,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Ffidelity","Fidelity Wealth Expert","Fidelity Wealth Expert für Kinder","0,55%","0,88%","FIL Fondsbank","-","2025-12-02T14:29:24.612Z","2023-06-16T13:00:59.113Z",[956,958,960],{"label":242,"image":957},{"id":244,"filename_download":245},{"label":247,"image":959},{"id":249,"filename_download":250},{"label":252,"image":961},{"id":254,"filename_download":255},[963],{"label":268,"logo":964},{"id":270,"filename_download":271},{"label":966,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":967},"Fidelity",{"id":968,"filename_download":969},"2eeebd01-8bb4-41fd-add7-6d13ba773eec","fidelity_Logo_130x35.svg",[971,972,973,974,975,978,979,980,981,982,983,984,985,986,987,988,989,990,991,992,993,994,995,996,997,998,1000,1002,1003],{"label":48,"key":49,"type":49,"active":15},{"label":51,"key":52,"type":53,"active":15},{"label":55,"key":56,"type":57,"active":15},{"label":59,"key":60,"type":61,"active":16},{"label":24,"key":25,"type":25,"active":15,"options":976,"sortable":16,"sort_options":977,"description":66},[],[65],{"label":68,"key":69,"type":70,"active":15,"description":71,"sortable":16,"sort_options":65,"mobile_rank":72},{"label":74,"key":75,"type":70,"active":15,"description":76,"mobile_rank":77},{"label":79,"key":80,"type":81,"active":16},{"label":83,"key":84,"type":81,"active":15,"mobile_rank":85},{"label":87,"key":88,"type":81,"active":15},{"label":90,"key":91,"type":70,"active":15,"description":92},{"label":94,"key":95,"type":70,"active":15,"mobile_rank":96,"description":97},{"label":99,"key":100,"type":101,"active":15},{"label":103,"key":104,"type":101,"active":15,"mobile_rank":17},{"label":106,"key":107,"type":70,"active":15,"description":108,"mobile_rank":109},{"label":111,"key":112,"type":81,"active":15},{"label":114,"key":115,"type":70,"active":15,"description":116},{"label":118,"key":119,"type":61,"active":15,"description":120},{"label":122,"key":123,"type":70,"active":15},{"label":125,"key":126,"type":70,"active":15},{"label":128,"key":129,"type":81,"active":16},{"label":131,"key":132,"type":70,"active":16},{"label":134,"key":20,"type":81,"active":16},{"label":136,"key":137,"type":70,"active":15,"description":138},{"label":140,"key":141,"type":142,"active":15,"description":143},{"label":145,"key":146,"type":147,"active":15,"options":999},[149],{"label":151,"key":152,"type":147,"active":15,"options":1001},[149],{"label":155,"key":156,"type":101,"active":15,"mobile_rank":157},{"label":159,"key":160,"type":70,"active":16},{"blocks":1005,"breadcrumbs":1100,"id":1104,"seo":1105,"slug":6,"title":1102},[1006,1015,1021,1028,1034,1040,1046,1052,1058,1064,1070,1076,1082,1088,1094],{"innerBlocks":1007,"name":1008,"postId":1009,"originalContent":1010,"order":277,"get_parent":1011,"attributes":1012,"dynamicContent":17},[],"core\u002Fparagraph",3052933,"\u003Cp>Ein \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgeldanlage\u002Frobo-advisor\u002F\">Robo-Advisor\u003C\u002Fa> ist ein automatisierter digitaler Vermögensberater, der automatisch Geld für dich anlegt. Dieser Service ist nicht nur auf Erwachsene beschränkt, sondern es gibt auch Robo-Advisors, ermöglichen, Geld für die Kinder anzulegen. Somit muss man sich für den Nachwuchs nicht um ein weiteres Portfolio kümmern, sondern kann dies automatisieren. \u003C\u002Fp>",{},{"content":1013,"dropCap":16,"anchor":1014},"Ein \u003Ca href=\"\u002Fgeldanlage\u002Frobo-advisor\u002F\" class=\"app-link\">Robo-Advisor\u003C\u002Fa> ist ein automatisierter digitaler Vermögensberater, der automatisch Geld für dich anlegt. Dieser Service ist nicht nur auf Erwachsene beschränkt, sondern es gibt auch Robo-Advisors, ermöglichen, Geld für die Kinder anzulegen. Somit muss man sich für den Nachwuchs nicht um ein weiteres Portfolio kümmern, sondern kann dies automatisieren. ","",{"innerBlocks":1016,"name":1008,"postId":1009,"originalContent":1017,"get_parent":1018,"attributes":1019,"dynamicContent":17},[],"\u003Cp>Ein Robo-Advisor für Kinder übernimmt ähnliche Aufgaben wie ein Robo-Advisor für Erwachsene. Neben der automatisierten Geldanlage kann er beispielsweise auch das Rebalancing übernehmen, um sicherzustellen, dass das Portfolio immer im richtigen Verhältnis bleibt.\u003C\u002Fp>",{},{"content":1020,"dropCap":16,"anchor":1014},"Ein Robo-Advisor für Kinder übernimmt ähnliche Aufgaben wie ein Robo-Advisor für Erwachsene. Neben der automatisierten Geldanlage kann er beispielsweise auch das Rebalancing übernehmen, um sicherzustellen, dass das Portfolio immer im richtigen Verhältnis bleibt.",{"innerBlocks":1022,"name":1023,"postId":1009,"originalContent":1024,"get_parent":1025,"attributes":1026,"dynamicContent":17},[],"core\u002Fheading","\u003Ch2 class=\"wp-block-heading\">Robo-Advisor oder Juniordepot?\u003C\u002Fh2>",{},{"content":1027,"level":77,"anchor":1014},"Robo-Advisor oder Juniordepot?",{"innerBlocks":1029,"name":1008,"postId":1009,"originalContent":1030,"get_parent":1031,"attributes":1032,"dynamicContent":17},[],"\u003Cp>Wenn das Hauptziel darin besteht, das Geld nach eigenen Kriterien anzulegen, kann ein Juniordepot eine gute Option sein. Auch ermöglicht ein Juniordepot, Anlageentscheidungen mit dem Kind gemeinsam zu fällen, sobald dieses ein bestimmtes Alter erreicht hat. Der edukative Nutzen eines Juniordepots kann also größer sein.\u003C\u002Fp>",{},{"content":1033,"dropCap":16,"anchor":1014},"Wenn das Hauptziel darin besteht, das Geld nach eigenen Kriterien anzulegen, kann ein Juniordepot eine gute Option sein. Auch ermöglicht ein Juniordepot, Anlageentscheidungen mit dem Kind gemeinsam zu fällen, sobald dieses ein bestimmtes Alter erreicht hat. Der edukative Nutzen eines Juniordepots kann also größer sein.",{"innerBlocks":1035,"name":1008,"postId":1009,"originalContent":1036,"get_parent":1037,"attributes":1038,"dynamicContent":17},[],"\u003Cp>Auf der anderen Seite ist ein Robo-Advisor von Vorteil, wenn Flexibilität und Bequemlichkeit im Vordergrund stehen. Ein Robo-Advisor erstellt automatisch ein diversifiziertes Portfolio für das Kind und übernimmt die Verwaltung und das Rebalancing. \u003C\u002Fp>",{},{"content":1039,"dropCap":16,"anchor":1014},"Auf der anderen Seite ist ein Robo-Advisor von Vorteil, wenn Flexibilität und Bequemlichkeit im Vordergrund stehen. Ein Robo-Advisor erstellt automatisch ein diversifiziertes Portfolio für das Kind und übernimmt die Verwaltung und das Rebalancing. ",{"innerBlocks":1041,"name":1008,"postId":1009,"originalContent":1042,"get_parent":1043,"attributes":1044,"dynamicContent":17},[],"\u003Cp>Auch unterscheiden sich beide Varianten in der Kostenstruktur. Während ein Robo-Advisor sich seinen Service vergüten lässt, kann ein Juniordepot kann mitunter günstiger sein. Zumindest, wenn man ein Depot ohne Depotgebühr wählt. Bei einem Robo-Advisor fallen hingegen in der Regel Verwaltungsgebühren an. \u003C\u002Fp>",{},{"content":1045,"dropCap":16,"anchor":1014},"Auch unterscheiden sich beide Varianten in der Kostenstruktur. Während ein Robo-Advisor sich seinen Service vergüten lässt, kann ein Juniordepot kann mitunter günstiger sein. Zumindest, wenn man ein Depot ohne Depotgebühr wählt. Bei einem Robo-Advisor fallen hingegen in der Regel Verwaltungsgebühren an. ",{"innerBlocks":1047,"name":1023,"postId":1009,"originalContent":1048,"get_parent":1049,"attributes":1050,"dynamicContent":17},[],"\u003Ch2 class=\"wp-block-heading\">Worin investiert ein Robo-Advisor für Kinder?\u003C\u002Fh2>",{},{"content":1051,"level":77,"anchor":1014},"Worin investiert ein Robo-Advisor für Kinder?",{"innerBlocks":1053,"name":1008,"postId":1009,"originalContent":1054,"get_parent":1055,"attributes":1056,"dynamicContent":17},[],"\u003Cp>Robo-Advisors investieren hauptsächlich in Aktien-ETFs und Anleihen-ETFs. Einige bieten auch Investitionen in Rohstoffe, Immobilien-ETFs und alternative Anlagen an. Die Anlagestrategien der Robo-Advisors umfassen passive und aktive Ansätze, weltweit gestreute Portfolios, individuelle regionale Gewichtung und faktorbasierte Investitionen.\u003C\u002Fp>",{},{"content":1057,"dropCap":16,"anchor":1014},"Robo-Advisors investieren hauptsächlich in Aktien-ETFs und Anleihen-ETFs. Einige bieten auch Investitionen in Rohstoffe, Immobilien-ETFs und alternative Anlagen an. Die Anlagestrategien der Robo-Advisors umfassen passive und aktive Ansätze, weltweit gestreute Portfolios, individuelle regionale Gewichtung und faktorbasierte Investitionen.",{"innerBlocks":1059,"name":1008,"postId":1009,"originalContent":1060,"get_parent":1061,"attributes":1062,"dynamicContent":17},[],"\u003Cp>Passive Strategien zielen darauf ab, den Markt abzubilden, während aktive Strategien versuchen, den Markt zu schlagen. Weltweit gestreute Portfolios sollen eine Spekulation auf bestimmte Regionen vermeiden, während eine individuelle regionale Gewichtung durch Investitionen in verschiedene regionale ETFs erreicht wird. Faktorbasierte Ansätze konzentrieren sich auf Faktoren wie kleine Unternehmen oder Value-Aktien, um eine höhere Rendite zu erzielen.\u003C\u002Fp>",{},{"content":1063,"dropCap":16,"anchor":1014},"Passive Strategien zielen darauf ab, den Markt abzubilden, während aktive Strategien versuchen, den Markt zu schlagen. Weltweit gestreute Portfolios sollen eine Spekulation auf bestimmte Regionen vermeiden, während eine individuelle regionale Gewichtung durch Investitionen in verschiedene regionale ETFs erreicht wird. Faktorbasierte Ansätze konzentrieren sich auf Faktoren wie kleine Unternehmen oder Value-Aktien, um eine höhere Rendite zu erzielen.",{"innerBlocks":1065,"name":1023,"postId":1009,"originalContent":1066,"get_parent":1067,"attributes":1068,"dynamicContent":17},[],"\u003Ch2 class=\"wp-block-heading\">Vor- und Nachteile eines Robo-Advisors für Kinder\u003C\u002Fh2>",{},{"content":1069,"level":77,"anchor":1014},"Vor- und Nachteile eines Robo-Advisors für Kinder",{"innerBlocks":1071,"name":1008,"postId":1009,"originalContent":1072,"get_parent":1073,"attributes":1074,"dynamicContent":17},[],"\u003Cp>Robo-Advisors bieten eine ähnliche Sicherheit wie Direktinvestitionen in ETFs, da sie für ihre Kunden Depots bei Partnerbanken eröffnen, in denen die Wertpapiere sicher aufbewahrt werden. Eine Insolvenz des Robo-Advisors hat keinen Einfluss auf die Wertpapiere, da sie als Sondereigentum bei der Depotbank geschützt sind.\u003C\u002Fp>",{},{"content":1075,"dropCap":16,"anchor":1014},"Robo-Advisors bieten eine ähnliche Sicherheit wie Direktinvestitionen in ETFs, da sie für ihre Kunden Depots bei Partnerbanken eröffnen, in denen die Wertpapiere sicher aufbewahrt werden. Eine Insolvenz des Robo-Advisors hat keinen Einfluss auf die Wertpapiere, da sie als Sondereigentum bei der Depotbank geschützt sind.",{"innerBlocks":1077,"name":1008,"postId":1009,"originalContent":1078,"get_parent":1079,"attributes":1080,"dynamicContent":17},[],"\u003Cp>Bei der Nutzung von Robo-Advisors gibt es Vor- und Nachteile. Zu den Vorteilen gehören Zeitersparnis, automatisches Rebalancing, eine feste Anlagestrategie und ein größeres Produktportfolio. Nachteile sind das Fehlen individueller Anlageberatung, höhere Kosten im Vergleich zu direkten ETF-Investitionen und teilweise höhere Mindestanlagesummen im Vergleich zu Sparplänen über Broker.\u003C\u002Fp>",{},{"content":1081,"dropCap":16,"anchor":1014},"Bei der Nutzung von Robo-Advisors gibt es Vor- und Nachteile. Zu den Vorteilen gehören Zeitersparnis, automatisches Rebalancing, eine feste Anlagestrategie und ein größeres Produktportfolio. Nachteile sind das Fehlen individueller Anlageberatung, höhere Kosten im Vergleich zu direkten ETF-Investitionen und teilweise höhere Mindestanlagesummen im Vergleich zu Sparplänen über Broker.",{"innerBlocks":1083,"name":1023,"postId":1009,"originalContent":1084,"get_parent":1085,"attributes":1086,"dynamicContent":17},[],"\u003Ch2 class=\"wp-block-heading\">Darauf solltest du achten\u003C\u002Fh2>",{},{"content":1087,"level":77,"anchor":1014},"Darauf solltest du achten",{"innerBlocks":1089,"name":1008,"postId":1009,"originalContent":1090,"get_parent":1091,"attributes":1092,"dynamicContent":17},[],"\u003Cp>Die Kosten eines Robo-Advisors bestehen hauptsächlich aus der Servicegebühr des Anbieters und den Gesamtkosten des investierten Portfolios. Die Servicegebühr liegt normalerweise zwischen 0,3% und 1% des verwalteten Vermögens, während die Kosten für das ETF-Portfolio (TER) zwischen 0,1% und 0,3% des verwalteten Vermögens liegen. Diese Kosten mindern die Rendite und sollten bei der Auswahl eines Robo-Advisors berücksichtigt werden.\u003C\u002Fp>",{},{"content":1093,"dropCap":16,"anchor":1014},"Die Kosten eines Robo-Advisors bestehen hauptsächlich aus der Servicegebühr des Anbieters und den Gesamtkosten des investierten Portfolios. Die Servicegebühr liegt normalerweise zwischen 0,3% und 1% des verwalteten Vermögens, während die Kosten für das ETF-Portfolio (TER) zwischen 0,1% und 0,3% des verwalteten Vermögens liegen. Diese Kosten mindern die Rendite und sollten bei der Auswahl eines Robo-Advisors berücksichtigt werden.",{"innerBlocks":1095,"name":1008,"postId":1009,"originalContent":1096,"get_parent":1097,"attributes":1098,"dynamicContent":17},[],"\u003Cp>Neben den Kosten sind auch die Anlagestrategie, die Asset Allocation und die weltweite Diversifikation des Portfolios wichtige Faktoren. Die persönliche Risikoaffinität spielt ebenfalls eine Rolle bei der Entscheidung für einen Robo-Advisor.\u003C\u002Fp>",{},{"content":1099,"dropCap":16,"anchor":1014},"Neben den Kosten sind auch die Anlagestrategie, die Asset Allocation und die weltweite Diversifikation des Portfolios wichtige Faktoren. Die persönliche Risikoaffinität spielt ebenfalls eine Rolle bei der Entscheidung für einen Robo-Advisor.",[1101],{"title":1102,"link":1103},"Was ist ein Robo-Advisor für Kinder?","\u002Fcomparison\u002Frobo-advisor\u002Fkinder\u002F","cG9zdDozMDUyOTMz",{"__typename":1106,"metaDesc":1014,"opengraphType":1107,"opengraphTitle":1108,"opengraphSiteName":1109,"opengraphImage":17,"metaRobotsNoindex":1110,"metaRobotsNofollow":1111,"opengraphDescription":1112,"opengraphModifiedTime":1113,"opengraphPublishedTime":1014,"twitterTitle":1014,"twitterDescription":1014,"title":1108,"readingTime":109},"PostTypeSEO","article","Was ist ein Robo-Advisor für Kinder? - Staging Finanzfluss","Staging Finanzfluss","noindex","follow","Ein Robo-Advisor ist ein automatisierter digitaler Vermögensberater, der automatisch Geld für dich anlegt. Dieser Service ist nicht nur auf Erwachsene beschränkt, sondern es gibt auch Robo-Advisors, ermöglichen, Geld für die Kinder anzulegen. Somit muss man sich für den Nachwuchs nicht um ein weiteres Portfolio kümmern, sondern kann dies automatisieren.  Ein Robo-Advisor für Kinder übernimmt ähnliche […]","2023-07-25T12:45:28+00:00","sub-comparison",1783332095518]